ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Find Mortgage Refinance Companies Near You in El Dorado Hills, CA
Looking for a mortgage refinance company in El Dorado Hills? Review the directory below to compare your options.
13 agents listed
Updated May 2026
El Dorado Hills, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 13 mortgage refinance companies in El Dorado Hills, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
The Van Patten Mortgage Group
4960 Robert J Mathews Pkwy Suite A, El Dorado Hills, CA 95762
8778468657
Essex Mortgage
897 Embarcadero Dr #213, El Dorado Hills, CA 95762
9164391275
American Mortgage Network - Brian Beland
2222 Francisco Dr Suite 520, El Dorado Hills, CA 95762
9168801149
Rapid Mortgage Capital Corp.
3907 Park Dr # 235, El Dorado Hills, CA 95762
8885710298
Rojo Mortgage
4944 Windplay Dr #380, El Dorado Hills, CA 95762
9165483942
The Mortgage Company
2222 Francisco Dr Suite #220-434, El Dorado Hills, CA 95762
9163963185
Western Heritage Financial, Inc.
4935 Hillsdale Cir Ste. 600, El Dorado Hills, CA 95762
9169399571
American Pacific Mortgage (NMLS #1905115)
1072 Green Valley Rd, El Dorado Hills, CA 95762
9167926763
Danica Halverson
4359 Town Center Blvd #112, El Dorado Hills, CA 95762
9169903966
Bear Flag Home Loans
5170 Golden Foothill Pkwy, El Dorado Hills, CA 95762
9166716371
Rick R. Johnson, Village Financial Group, Inc.
1212 Suncast Ln # 1, El Dorado Hills, CA 95762
9163673738
1st Choice Mortgage
4525 Serrano Pkwy Suite 100, El Dorado Hills, CA 95762
8336447600
www.livebetterfinancial.com
5170 Golden Foothill Pkwy, El Dorado Hills, CA 95762
8882253336
Mortgage refinance companies in El Dorado Hills help homeowners adjust their loan terms, lower interest rates, or access home equity. California law requires lenders to provide a Loan Estimate within three business days of application. Local refinance services also consider El Dorado County property values and the California Homeowner Bill of Rights protections against predatory lending.
What Does a Mortgage Refinance Company in El Dorado Hills Cost?
Typical costs for a mortgage refinance in California include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, title insurance of $800 to $2,000, and recording fees of $100 to $300. Total closing costs often range from 2% to 5% of the loan principal. These figures vary by lender, loan type, and property location in El Dorado Hills. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in El Dorado Hills?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. California lenders also require a property appraisal to confirm the home value in El Dorado Hills.
How long does a mortgage refinance take in California?
A standard refinance in California usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
Free • No Obligation
Compare Mortgage Refinance Companies
Get matched with agents in El Dorado Hills who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.