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Find Mortgage Refinance Companies Near You in Escondido, CA

Looking for a mortgage refinance company in Escondido? Review the directory below to compare your options.

14 agents listed
Updated June 2026
Escondido, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of California before hiring.
Showing 14 mortgage refinance companies in Escondido, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Federal Capital Funding Group - Borna Joseph Eftekari
425 W 5th Ave Ste 205, Escondido, CA 92025
(858) 225-8586 fedcapfund.com
Chris Wagner - American Pacific Mortgage
401 S Ivy St, Escondido, CA 92025
(760) 845-7350 apmortgage.com
Robison Home Loans
128 E Grand Ave #212, Escondido, CA 92025
(858) 264-5748 escondidomortgagelender.com
Finance of America Mortgage LLC
235 W 5th Ave #200, Escondido, CA 92025
(760) 975-0255
Countywide Mortgage Lending
100 S Escondido Blvd, Escondido, CA 92025
(760) 746-7388 countywidemortgagelending.gemcorp.com
Jim Kabellis
411 S Ivy St, Escondido, CA 92025
(760) 743-3290
Paul Donovan- The Donovan Group/ HFC Lending
500 La Terraza Blvd Suite 150 #6157, Escondido, CA 92025
(760) 989-0444 hfclending.com
David Cummins, American Pacific Mortgage
411 S Ivy St, Escondido, CA 92025
(619) 508-6496 davecumminsloans.com
Stacy Hunjadi - Arbor Financial
1802 S Escondido Blvd STE D, Escondido, CA 92025
(949) 689-8089 yourloanmaven.com
California Reverse Mortgage
243 S Escondido Blvd #2004, Escondido, CA 92025
(888) 887-0492 californiareversemortgage.us
Fouts Financial
27734 Granite Ridge Rd, Escondido, CA 92026
(858) 587-1400 foutsfinancial.com
Borna Eftekari Senior Mortage Loan Officer
425 W 5th Ave Ste 205, Escondido, CA 92025
(858) 225-8586 teamborna.com
Hii Loans Escondido Ca
243 S Escondido Blvd #537-L, Escondido, CA 92025
(760) 546-2429 happyinvestmentsinc.com
Leah McBride Mortgage Lender NMLS #1020432
411 S Ivy St, Escondido, CA 92025
(858) 888-0258 apmortgage.com

What Does a Mortgage Refinance Company in Escondido Cost?

Typical costs for a mortgage refinance in California range from 2% to 5% of the loan amount. For a 300,000 dollar loan, closing costs might be 6,000 to 15,000 dollars. These costs include appraisal fees, title insurance, and origination charges. Actual costs vary by lender and loan type. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a mortgage in Escondido?
You typically need recent pay stubs, tax returns, bank statements, and a photo ID. California lenders may also require a property appraisal and proof of homeowners insurance.
How long does a mortgage refinance take in California?
A standard refinance in California usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
Are there California specific rules for refinancing?
Yes. California law requires lenders to give you a three day right of rescission after signing. This means you can cancel the refinance for any reason within three business days.

Mortgage Refinance Companies in Other California Cities

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Legal Notice BeforeMortgageUSA.com is not a law firm, mortgage referral service, or legal advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state state mortgage licensing authority association before hiring.

About Our Listings

Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the State Mortgage Licensing Authority of California.

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