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Mortgage Refinance Companies in Fountain Valley, CA

Directory of mortgage refinance companies in Fountain Valley, California. Verify credentials with the state state mortgage licensing authority before hiring.

9 agents listed
Updated June 2026
Fountain Valley, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of California before hiring.
Showing 9 mortgage refinance companies in Fountain Valley, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
ML Realty & Mortgage
17195 Newhope St Suite 105, Fountain Valley, CA 92708
(714) 714-0437 mlrealty.biz
Choice Home Mortgage
9550 Warner Ave Suite 300, Fountain Valley, CA 92708
(949) 522-7310 choicehm.com
Amerifund Corporation - Mortgage Company
17155 Newhope St H, Fountain Valley, CA 92708
(714) 713-0321 amerifundcorporations.com
TruRate Mortgage
17220 Newhope St Suite 212, Fountain Valley, CA 92708
(949) 381-1314 truratemortgage.com
KS Mortgage Inc.
17150 Newhope St Ste 215, Fountain Valley, CA 92708
(714) 500-7477 ksmortgage.com
loanDepot-Huntington Beach
10540 Talbert Ave Suite 260, Fountain Valley, CA 92708
(949) 346-3275 loandepot.com
Top of Loans
16945 Bushard St, Fountain Valley, CA 92708
(714) 248-7797
Select Capital Group
10055 Slater Ave #270, Fountain Valley, CA 92708
(949) 245-9993 select-scg.com
Happy Investments, Inc. Fountain Valley Ca
16027 Brookhurst St I-218D, Fountain Valley, CA 92708
(657) 215-7747 happyinvestmentsinc.com

Mortgage refinance companies in Fountain Valley, California help homeowners adjust their loan terms or lower their interest rates. California law requires lenders to provide clear disclosures under the California Financing Law. Local companies often assist with cash-out refinancing or rate-and-term refinancing for Orange County properties.

What Does a Mortgage Refinance Company in Fountain Valley Cost?

Typical costs for a mortgage refinance in California include an appraisal fee of $400 to $700, origination fees of 0.5% to 1% of the loan amount, and title insurance of $1,000 to $2,500. Third-party costs like escrow and recording fees add several hundred dollars. Total closing costs often range from 2% to 5% of the loan amount. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need for a mortgage refinance in Fountain Valley?
You typically need pay stubs, tax returns, bank statements, and a valid ID. California lenders may also require proof of homeowners insurance and a property appraisal.
How long does a mortgage refinance take in California?
Most refinances close in 30 to 45 days. California law does not set a specific time limit, but lenders must follow federal Truth in Lending Act timelines.
Can I refinance if I have a second mortgage in California?
Yes, but the new loan must pay off both the first and second mortgages. California anti-deficiency laws may affect your options if the property value has dropped.

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