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Browse mortgage refinance companies serving Grass Valley, California. Contact information and addresses listed below.
14 agents listed
Updated May 2026
Grass Valley, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 14 mortgage refinance companies in Grass Valley, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Nevada County Mortgage
140 Litton Dr #208, Grass Valley, CA 95945
5302740916
Heidi Seavers, Movement Mortgage
605 S Auburn St Suite K, Grass Valley, CA 95945
5307986200
American Pacific Mortgage (NMLS #300588)
419 Colfax Ave #0, Grass Valley, CA 95945
5304466550
John Voter Mortgage Advisor
2428 Nevada City Hwy, Grass Valley, CA 95945
5302632597
Golden State Home Loans
15035 Sky Pines Rd, Grass Valley, CA 95949
5304249977
Sheila Tobin, Senior Mortgage Advisor
175 Joerschke Dr Suite R, Grass Valley, CA 95945
5302709635
The Mortgage Source: Juli Matta
22939 W Hacienda Dr, Grass Valley, CA 95949
5302683333
Empire Home Loans Inc. The Verger Team
231 E Main St ste a, Grass Valley, CA 95945
5302742801
Stanford Mortgage - Grass Valley
1721 E Main St Suite #1, Grass Valley, CA 95945
5304777000
NCM Lending
175 Joerschke Dr Suite R, Grass Valley, CA 95945
5302715500
Jared Acosta Loan Advisor
10076 Alta Sierra Dr, Grass Valley, CA 95949
5302370512
J and J Mortgage
231 E Main St Suite C, Grass Valley, CA 95945
5302738218
Mobile Homes Lending
113 Presley Way #6, Grass Valley, CA 95945
8666684302
Champ Home Loan
10113 Alta Sierra Dr, Grass Valley, CA 95949
8334504499
Mortgage refinance companies in Grass Valley, California help homeowners lower their interest rates or change loan terms. California law requires lenders to provide a Good Faith Estimate of closing costs within three business days of application. Local companies understand the Grass Valley real estate market and can guide you through the refinance process.
What Does a Mortgage Refinance Company in Grass Valley Cost?
Typical costs for a mortgage refinance in California range from 2 to 5 percent of the loan amount. For a 300,000 dollar loan, this means 6,000 to 15,000 dollars in fees. These costs include appraisal fees, title insurance, origination fees, and recording fees. Actual costs vary by lender, loan type, and property value. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Grass Valley?
You will need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. California lenders also require a property appraisal. Gather these items before you apply to speed up the process.
How long does a mortgage refinance take in California?
A typical refinance in California takes 30 to 45 days from application to closing. Delays can happen if the appraisal or title search takes longer. Your lender will give you a timeline at the start.
Are there California laws that protect me when refinancing?
Yes. California Civil Code Section 1026.1 requires lenders to give you a Loan Estimate within three business days. You also have a three-day right of rescission after signing to cancel the loan without penalty.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.