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Compare Mortgage Refinance Companies in Irvine, CA
Looking for a mortgage refinance company in Irvine? Review the directory below to compare your options.
20 agents listed
Updated May 2026
Irvine, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 20 mortgage refinance companies in Irvine, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
West Capital Lending
17911 Von Karman Ave suite 400, Irvine, CA 92614
9496523943
ClearPath Lending, Inc.
15615 Alton Pkwy STE 300, Irvine, CA 92618
8558665363
Clear Mortgage Capital, Inc.
19800 MacArthur Blvd #880, Irvine, CA 92612
8662398068
Prime Choice Funding, Inc. | NMLS 117375
1 Corporate Park #200, Irvine, CA 92606
8777877463
Kind Lending, LLC
1920 Main St Suite 1200, Irvine, CA 92614
7148441000
Kind Lending, LLC
1920 Main St Suite 1200, Irvine, CA 92614
7148441000
Trusted Mortgage Capital
3 Park Plaza #1150, Irvine, CA 92614
8885028187
Mission Loans, LLC
18200 Von Karman Ave Suite 550, Irvine, CA 92612
8559594500
Acra Lending
3 Ada Suite 200A, Irvine, CA 92618
8888007661
LoanStream Mortgage
19000 MacArthur Blvd Suite 200 Suite 200, Irvine, CA 92612
8007601833
AmeriHome Mortgage Company, LLC. (NMLS ID 135776)
17885 Von Karman Ave #100, Irvine, CA 92614
8884690810
Mutual of Omaha Mortgage
6430 Oak Canyon #100, Irvine, CA 92618
9492386571
PrimeLending, A PlainsCapital Company - Irvine
1 Venture Suite 200, Irvine, CA 92618
9495170450
Shield Home Loans
32 Discovery, Irvine, CA 92618
8888199981
Purpose Funding
15707 Rockfield Blvd Suite 225, Irvine, CA 92618
8444273863
Val Chris Investments
2601 Main St #400, Irvine, CA 92614
9492528020
PrimeLending, A PlainsCapital Company - Aliso Viejo
1 Venture Suite 200, Irvine, CA 92618
9493346200
Trustlink Mortgage
7545 Irvine Center Dr Ste 200, Irvine, CA 92618
9493400123
Loandrone, Inc.
400 Spectrum Center Dr Suite 1900, Irvine, CA 92618
8885032826
Charter Pacific Lending Corp
9891 Irvine Center Dr, Irvine, CA 92618
8003221217
Mortgage refinance companies in Irvine California help homeowners replace their existing home loan with a new one. California law requires lenders to provide a Loan Estimate within three business days of application. Irvine residents often refinance to lower their interest rate or switch from an adjustable to a fixed rate mortgage.
What Does a Mortgage Refinance Company in Irvine Cost?
Typical costs for refinancing a mortgage in California range from 2 to 6 percent of the loan amount. This includes an appraisal fee of 400 to 700 dollars lender origination fees and title insurance. Closing costs in Irvine often total between 3000 and 8000 dollars for a standard loan. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the typical timeline for refinancing a mortgage in Irvine California?
A standard refinance in California takes 30 to 45 days from application to closing. The process includes appraisal underwriting and document review. California law mandates a three day right of rescission after closing for most refinances.
What documents do I need to refinance my mortgage in Irvine?
You will need recent pay stubs tax returns bank statements and a photo ID. Lenders also require a property appraisal. California lenders may ask for additional documents if you are self employed.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.