Find Mortgage Refinance Companies in Irvine, CA
Directory of mortgage refinance companies in Irvine, California. Verify credentials with the state state mortgage licensing authority before hiring.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of California before hiring.
Showing 20 mortgage refinance companies in Irvine, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a Mortgage Refinance Company in Irvine Cost?
Typical costs for refinancing a mortgage in California range from 2 to 6 percent of the loan amount. This includes an appraisal fee of 400 to 700 dollars lender origination fees and title insurance. Closing costs in Irvine often total between 3000 and 8000 dollars for a standard loan. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the typical timeline for refinancing a mortgage in Irvine California?
A standard refinance in California takes 30 to 45 days from application to closing. The process includes appraisal underwriting and document review. California law mandates a three day right of rescission after closing for most refinances.
What documents do I need to refinance my mortgage in Irvine?
You will need recent pay stubs tax returns bank statements and a photo ID. Lenders also require a property appraisal. California lenders may ask for additional documents if you are self employed.
Are there California specific laws that affect mortgage refinancing?
Yes California has a Homeowner Bill of Rights that limits certain predatory lending practices. The state also requires lenders to disclose all fees clearly in the Loan Estimate. California does not allow prepayment penalties on most refinance loans.