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Directory of mortgage refinance companies in La Habra, California. Verify credentials with the state mortgage licensing authority before hiring.
6 agents listed
Updated May 2026
La Habra, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 6 mortgage refinance companies in La Habra, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
OneMain Financial
1541 W Whittier Blvd Ste B2, La Habra, CA 90631
5626904600
California Home Loans
721 W Whittier Blvd STE O, La Habra, CA 90631
5623282994
Maidstone Mortgage, Inc
1901 E Lambert Rd ste 203-t, La Habra, CA 90631
5626190785
Smart Funding Group Inc
1901 E Lambert Rd Suite 108, La Habra, CA 90631
8887340462
Chase Home Lending
1300 W Imperial Hwy, La Habra, CA 90631
2165359432
US Bank Mortgage
La Habra, CA 90631
8008722657
A mortgage refinance company in La Habra California helps homeowners replace their existing home loan with a new one. Under California law, borrowers have a three-day right of rescission for most refinances on a primary residence. Local lenders can guide you through options like rate-and-term or cash-out refinancing in Orange County.
What Does a Mortgage Refinance Company in La Habra Cost?
Typical costs for a mortgage refinance in California range from 2 to 6 percent of the loan amount. This includes an appraisal fee of 400 to 700 dollars, origination fees of 0.5 to 1 percent, and title insurance. Closing costs for a 400,000 dollar loan might be 8,000 to 12,000 dollars. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the three-day right of rescission in California?
This federal and state right lets you cancel a refinance on your primary residence within three business days after signing. The lender must return any fees you paid. This rule does not apply to purchase loans or second homes.
How do California property taxes affect refinancing?
Refinancing does not trigger a property tax reassessment under Proposition 13. However, a cash-out refinance that increases your loan amount may affect your tax situation. Consult a tax professional for details.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.