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Find Mortgage Refinance Companies Near You in Laguna Hills, CA

Compare mortgage refinance companies in Laguna Hills. Review contact information and insurance categorys before you decide.

13 agents listed
Updated June 2026
Laguna Hills, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of California before hiring.
Showing 13 mortgage refinance companies in Laguna Hills, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Qualified Home Loans
23330 Mill Creek Dr #150, Laguna Hills, CA 92653
(800) 781-0899 qualifiedhomeloans.com
Qualified Financial Inc.
25231 Paseo De Alicia, Laguna Hills, CA 92653
(949) 289-9995 qualifiedfinancialinc.com
Kindly Loans, LLC.
23046 Avenida De La Carlota # 600, Laguna Hills, CA 92653
(714) 880-4809 kindlyloans.com
Elliott Miranda | West Capital Lending
23441 S Pointe Dr #160, Laguna Hills, CA 92653
(949) 396-0573 elliottmiranda.com
Linour Lending
23382 Mill Creek Dr Suite 210, Laguna Hills, CA 92653
(888) 383-6044 linourlending.com
Jorge Villanueva Mortgage&Real Estate
23121 Verdugo Dr #100, Laguna Hills, CA 92653
(951) 531-3182 jorge-villanueva.com
United States Financial Services
23276 S Pointe Dr STE 208, Laguna Hills, CA 92653
(949) 583-7200
Kelly Mortgage, Inc.
23011 Moulton Pkwy Suite #F-3, Laguna Hills, CA 92653
(949) 916-8511 kellymtg.com
Spectrum Lending Now
23282 Mill Creek Dr #225, Laguna Hills, CA 92653
(949) 333-8164 spectrumlendingnow.com
Manufactured Home Mortgage
23046 Avenida De La Carlota Suite 645, Laguna Hills, CA 92653
(707) 346-4331 mhmloan.com
Magnolia Bank
23046 Avenida De La Carlota #615, Laguna Hills, CA 92653
(800) 276-2965 closeyourownloan.com
Service One Mortgage
25431 Cabot Rd Suite 200M, Laguna Hills, CA 92653
(949) 215-7283 s1loans.com
Tom Hodges with Qualified Home Loans
23330 Mill Creek Dr, Laguna Hills, CA 92653
(949) 528-3988 tomhodges.net

A mortgage refinance company in Laguna Hills can help you lower your interest rate or change your loan term. California law requires lenders to provide a Loan Estimate within three business days of your application. Local companies understand Orange County property values and can guide you through the refinance process efficiently.

What Does a Mortgage Refinance Company in Laguna Hills Cost?

Typical costs for a mortgage refinance in California range from 2% to 5% of the loan amount. This includes an appraisal fee of $400 to $700, title insurance of $1,000 to $2,500, and lender origination fees of 0.5% to 1%. Closing costs also include recording fees and escrow charges. These costs vary by loan size and lender. This information is general and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance my mortgage in Laguna Hills?
You typically need pay stubs, tax returns, bank statements, and a photo ID. California law also requires lenders to verify your ability to repay the loan.
How long does a mortgage refinance take in California?
A standard refinance in California usually takes 30 to 45 days from application to closing. Delays can occur if an appraisal or title work takes longer.

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