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Mortgage Refinance Companies in Lodi, CA

Directory of mortgage refinance companies in Lodi, California. Verify credentials with the state state mortgage licensing authority before hiring.

18 agents listed
Updated June 2026
Lodi, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of California before hiring.
Showing 18 mortgage refinance companies in Lodi, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Atlas Mortgage Group
2 S Lee Ave North Unit, Lodi, CA 95240
(209) 329-8567 atlasmortgagegrp.com
Phil Quisin - Home Loans
Remote Online, Lodi, CA 95240
(209) 663-9194 linktr.ee
American Pacific Mortgage
1530 W Kettleman Ln B, Lodi, CA 95242
(209) 367-4232
OneMain Financial
1361 S Lower Sacramento Rd, Lodi, CA 95242
(209) 369-5845 onemainfinancial.com
Richard Longmire Team - Finance of America NMLS-19104
1530 W Kettleman Ln B, Lodi, CA 95242
(209) 367-4232
Lance Skirvin, Eureka Mortgage Planning
1530 W Kettleman Ln B, Lodi, CA 95242
(209) 327-9368 eurekamortgageplanning.my1003app.com
ELS Home Lending
101 W Locust St, Lodi, CA 95240
(209) 426-9189
Investment Mortgage
1816 W Kettleman Ln STE F, Lodi, CA 95242
(209) 473-2191 invmort.com
Dave Campagna - Big Valley Mortgage - NMLS #286534
400 E Kettleman Ln Suite 20, Lodi, CA 95240
(408) 406-1934 bigvalleymortgage.com
Hard Money Lenders Lodi CA
1379 S Lower Sacramento Rd, Lodi, CA 95242
(209) 268-3347
Golden State Mortgage Inc
601 W Kettleman Ln Ste. B, Lodi, CA 95240
(209) 625-4000 gsmloans.com
Robert Ardelean - Golden State Mortgage
601 W Kettleman Ln Ste B, Lodi, CA 95240
(209) 915-1547 robertardelean.mortgageasap.site
Dylan Wieder Mortgage Loan Originator
601 W Kettleman Ln Ste. B, Lodi, CA 95240
(209) 314-7400 gsmloans.com
US Bank Mortgage
2449 W Kettleman Ln, Lodi, CA 95242
(800) 872-2657 usbank.com
Anytime Mortgage
1511 S Mills Ave # 115, Lodi, CA 95242
(831) 290-0015
Amy Cotton, Finance of America Mortgage LLC
1530 W Kettleman Ln Suites B and C, Lodi, CA 95242
(209) 642-0633 foamortgage.com
Chase Mortgage
2445 W Kettleman Ln, Lodi, CA 95242
(209) 333-4330 chase.com
PNC Mortgage
1150 W Kettleman Ln, Lodi, CA 95240
(209) 367-7676 pnc.com

What Does a Mortgage Refinance Company in Lodi Cost?

Typical costs for a mortgage refinance in California range from 2 to 6 percent of the loan amount. This includes appraisal fees, title insurance, origination fees, and recording fees. For a 300,000 dollar loan, costs might be 6,000 to 18,000 dollars. However, some lenders offer no-closing-cost options with a higher interest rate. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need for a mortgage refinance in Lodi?
You typically need pay stubs, tax returns, bank statements, and a recent mortgage statement. California lenders also require a property appraisal. Your loan officer will give you a full list based on your situation.
How long does a mortgage refinance take in California?
A standard refinance in California usually takes 30 to 45 days. Delays can happen if the appraisal or title work takes longer. Your Lodi lender will provide a timeline estimate at the start.

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