Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 17 mortgage refinance companies in Mission Viejo, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Accelerated Home Loans
26039 Acero Suite 102, Mission Viejo, CA 92691
8005822323
Ethos Lending
26391 Crown Valley Pkwy #230, Mission Viejo, CA 92691
9497201616
Ocean Lending Home Loans
27271 Las Ramblas # 350, Mission Viejo, CA 92691
8885085030
American Veteran Mortgage
27281 Las Ramblas #200, Mission Viejo, CA 92691
8007055885
Homex Financial - NMLS 1181816
23120 Alicia Pkwy #200, Mission Viejo, CA 92692
8004316962
Lawler Capital, Inc.
26591 Somerly, Mission Viejo, CA 92692
7145024066
New American Funding - Mission Viejo, CA
25950 Acero STE 110, Mission Viejo, CA 92691
9497913598
ILG Home Loans
28181 Tinajo, Mission Viejo, CA 92692
7146966773
Broadview Home Loans
23120 Alicia Pkwy Ste 228, Mission Viejo, CA 92692
9493063522
Rate Inc.
27261 Las Ramblas Suite 270, Mission Viejo, CA 92691
9497022292
California Lending Group, Inc. | President and CEO Shawn M. Brown
27201 Puerta Real Suite 300, Mission Viejo, CA 92691
9495001289
Doug Davis - American Pacific Mortgage
25910 Acero Suite 150, Mission Viejo, CA 92691
5626730376
Tom Richter Home Loan Advisor - Legacy Home Loans
25950 Acero Ste 210, Mission Viejo, CA 92691
9495881200
Rate
27261 Las Ramblas Suite 270, Mission Viejo, CA 92691
9493597129
South Coast Funding Group
26381 Crown Valley Pkwy STE 220, Mission Viejo, CA 92691
9493671317
Legacy Home Loans Inc
25950 Acero Ste 210, Mission Viejo, CA 92691
9499004600
Home Financing Inc
26111 Marguerite Pkwy A, Mission Viejo, CA 92692
8883351434
What Does a Mortgage Refinance Company in Mission Viejo Cost?
Typical costs for a mortgage refinance in California include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of $400 to $700, and title insurance ranging from $800 to $2,000. Other expenses may include recording fees of $50 to $100 and escrow charges of $300 to $800. Total closing costs often range from 2 to 5 percent of the loan principal. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Mission Viejo?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and a copy of your current mortgage statement. California lenders also require a signed application and proof of homeowners insurance.
How long does a mortgage refinance take in California?
A standard refinance in California usually takes 30 to 45 days from application to closing. This timeline can vary based on the lender's workload and your property appraisal.
Are there California-specific rules for refinancing?
Yes. California Civil Code Section 2943 requires lenders to provide a payoff demand statement within 21 days of request. Also, California law prohibits prepayment penalties on most loans over $150,000.