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Compare Mortgage Refinance Companies in Novato, CA
Directory of mortgage refinance companies in Novato, California. Verify credentials with the state mortgage licensing authority before hiring.
13 agents listed
Updated May 2026
Novato, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 13 mortgage refinance companies in Novato, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Spiro John Hishmeh
371 Bel Marin Keys Blvd Suite 130-117, Novato, CA 94949
4159481952
Pinnacle Home Loans - Novato, CA
999 Grant Ave #201, Novato, CA 94945
4159677607
Paul Olbrantz - Clear2Close Brokers
1682 Novato Blvd Suite 152, Novato, CA 94947
7074947017
West Cal Financial - Real Estate & Mortgage Brokerage
1775 Indian Valley Rd, Novato, CA 94947
4153207454
Homa Rassouli Mutual Mortgage of Omaha
7250 Redwood Blvd Suite 300, Novato, CA 94945
4152239481
VARRIS Mortgage Solutions
1450 Grant Ave #204, Novato, CA 94945
4152099500
Mutual of Omaha Reverse Mortgage
7250 Redwood Blvd Suite 300, Novato, CA 94945
4152239481
Hunter Sauls - Premier Lending, Inc. NMLS 1647240
7250 Redwood Blvd Ste 208, Novato, CA 94945
7077328473
Rick Cunniffe Guarantee Mtge
820 Grant Ave, Novato, CA 94945
4158780282
Fischer Jodi A
1202 Grant Ave b2, Novato, CA 94945
4158979103
Elite Mortgage Solutions
7599 Redwood Blvd #212, Novato, CA 94945
4157387700
Brian Inciardi: Pacific Mortgage Consultants
362 Ignacio Blvd Suite Number 366, Novato, CA 94949
4152502374
Mortgage, Bank of America
1600 Grant Ave, Novato, CA 94945
4153016993
Mortgage refinance companies in Novato California help homeowners lower their interest rate or change loan terms. California law requires lenders to provide a Loan Estimate within three business days of application. Novato residents benefit from local knowledge of Marin County property values and market trends.
What Does a Mortgage Refinance Company in Novato Cost?
Typical costs for a mortgage refinance in California range from 2% to 5% of the loan amount. This includes an appraisal fee of $400 to $700, title insurance of $1,000 to $2,500, and lender origination fees of 0.5% to 1% of the loan. Closing costs in Novato may be higher due to local property values. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Novato?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. California lenders also require a property appraisal. Your lender will give you a full list after you apply.
How long does a mortgage refinance take in California?
The process usually takes 30 to 45 days from application to closing. California law mandates a three-day rescission period after signing. Delays can happen if the appraisal or title work takes longer.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.