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Directory of mortgage refinance companies in Ontario, California. Verify credentials with the state mortgage licensing authority before hiring.
20 agents listed
Updated May 2026
Ontario, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 20 mortgage refinance companies in Ontario, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Planet Home Lending, LLC - Rancho Cucamonga
4375 E Lowell St H, Ontario, CA 91761
9093604601
Planet Home Lending, LLC - Rancho Cucamonga
4375 E Lowell St H, Ontario, CA 91761
9093604601
GEM Mortgage
3281 E Guasti Rd Suite 330, Ontario, CA 91761
9094570257
Lock n Loan Lending
3602 Inland Empire Blvd # B205, Ontario, CA 91764
9095505135
Adam Tice, Mortgage Lender and Broker NMLS #289398
3595-1 Inland Empire Blvd BLDG 1, Ontario, CA 91764
6268252326
Inspire Home Loans - Ontario, CA
3237 E Guasti Rd #120, Ontario, CA 91761
8447757758
Encore Mortgage
3155 Sedona Ct bldg c, Ontario, CA 91764
9097577017
BirdEye Loans, Inc.
3200 E Guasti Rd #100, Ontario, CA 91761
9096355813
Golden Coast Mortgage (25+ Years in Mortgage Lending)
1119 S Milliken Ave Suite E, Ontario, CA 91761
9094678600
Stearns Home Loans - Ontario, CA
3491 Concours St #101, Ontario, CA 91764
7143097739
Francisco M Orozco | Mortgage Loan Originator
1520 N Mountain Ave #117, Ontario, CA 91762
9095275171
Patty Stigler | Home Sweet Home Mortgage
3281 E Guasti Rd 7th Floor Suite 705, Ontario, CA 91761
9095491144
Statewide Funding
3190 E Shelby St #A2, Ontario, CA 91764
9097184848
Statewide Funding
3190 E Shelby St #A2, Ontario, CA 91764
9097184848
Guild Mortgage - Jess Rodas
3491 Concours St Suite 102, Ontario, CA 91764
9517647667
Idrees Khan | Mortgage Lender
3800 Concours St Suite 160, Ontario, CA 91764
9096053844
Jason R Smith - Mortgage Lender NMLS# 169972
3190 E Shelby St Building #A2, Ontario, CA 91764
9095656595
Pacific Lending LLC
3800 Concours St Suite 160, Ontario, CA 91764
8664314328
PB Financial Group Corporation - Ontario Office
3281 E Guasti Rd Suite #700, Ontario, CA 91761
9094570003
Legacy Lending Inc
316 N Corona Ave, Ontario, CA 91764
5627813571
Mortgage refinance companies in Ontario California help homeowners lower their interest rate or change loan terms. California law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand the Inland Empire housing market and can guide you through the process.
What Does a Mortgage Refinance Company in Ontario Cost?
Typical costs for a mortgage refinance in California include an application fee of 300 to 500 dollars, an appraisal fee of 400 to 700 dollars, and title insurance costs of 800 to 1500 dollars. Closing costs often total 2 to 5 percent of the loan amount. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Ontario California?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. Lenders may also ask for a recent property appraisal.
How long does a mortgage refinance take in California?
A standard refinance in California usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title work takes longer.
Are there prepayment penalties for refinancing in California?
California law restricts prepayment penalties on most mortgages. For loans made after January 1 2020, penalties are generally not allowed for loans over a certain amount.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.