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Mortgage Refinance Companies in Ontario, CA

Browse mortgage refinance companies serving Ontario, California. Contact information and addresses listed below.

20 agents listed
Updated June 2026
Ontario, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of California before hiring.
Showing 20 mortgage refinance companies in Ontario, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Planet Home Lending, LLC - Rancho Cucamonga
4375 E Lowell St H, Ontario, CA 91761
(909) 360-4601 planethomelending.com
Planet Home Lending, LLC - Rancho Cucamonga
4375 E Lowell St H, Ontario, CA 91761
(909) 360-4601 planethomelending.com
GEM Mortgage
3281 E Guasti Rd Suite 330, Ontario, CA 91761
(909) 457-0257 lendingbetter.net
Lock n Loan Lending
3602 Inland Empire Blvd # B205, Ontario, CA 91764
(909) 550-5135
Adam Tice, Mortgage Lender and Broker NMLS #289398
3595-1 Inland Empire Blvd BLDG 1, Ontario, CA 91764
(626) 825-2326 adamtice.com
Inspire Home Loans - Ontario, CA
3237 E Guasti Rd #120, Ontario, CA 91761
(844) 775-7758
Encore Mortgage
3155 Sedona Ct bldg c, Ontario, CA 91764
(909) 757-7017 encoremtg.com
BirdEye Loans, Inc.
3200 E Guasti Rd #100, Ontario, CA 91761
(909) 635-5813 birdeyeloans.com
Golden Coast Mortgage (25+ Years in Mortgage Lending)
1119 S Milliken Ave Suite E, Ontario, CA 91761
(909) 467-8600 goldencoastmortgage.com
Stearns Home Loans - Ontario, CA
3491 Concours St #101, Ontario, CA 91764
(714) 309-7739
Francisco M Orozco | Mortgage Loan Originator
1520 N Mountain Ave #117, Ontario, CA 91762
(909) 527-5171 theloanbar.com
Patty Stigler | Home Sweet Home Mortgage
3281 E Guasti Rd 7th Floor Suite 705, Ontario, CA 91761
(909) 549-1144
Statewide Funding
3190 E Shelby St #A2, Ontario, CA 91764
(909) 718-4848 statewidefundinginc.com
Statewide Funding
3190 E Shelby St #A2, Ontario, CA 91764
(909) 718-4848 statewidefundinginc.com
Guild Mortgage - Jess Rodas
3491 Concours St Suite 102, Ontario, CA 91764
(951) 764-7667 branches.guildmortgage.com
Idrees Khan | Mortgage Lender
3800 Concours St Suite 160, Ontario, CA 91764
(909) 605-3844 mtgikhan.com
Jason R Smith - Mortgage Lender NMLS# 169972
3190 E Shelby St Building #A2, Ontario, CA 91764
(909) 565-6595 jasonfundsloans.com
Pacific Lending LLC
3800 Concours St Suite 160, Ontario, CA 91764
(866) 431-4328 paclending.com
PB Financial Group Corporation - Ontario Office
3281 E Guasti Rd Suite #700, Ontario, CA 91761
(909) 457-0003 calhardmoney.com
Legacy Lending Inc
316 N Corona Ave, Ontario, CA 91764
(562) 781-3571

Mortgage refinance companies in Ontario California help homeowners lower their interest rate or change loan terms. California law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand the Inland Empire housing market and can guide you through the process.

What Does a Mortgage Refinance Company in Ontario Cost?

Typical costs for a mortgage refinance in California include an application fee of 300 to 500 dollars, an appraisal fee of 400 to 700 dollars, and title insurance costs of 800 to 1500 dollars. Closing costs often total 2 to 5 percent of the loan amount. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need for a mortgage refinance in Ontario California?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. Lenders may also ask for a recent property appraisal.
How long does a mortgage refinance take in California?
A standard refinance in California usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title work takes longer.

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