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Compare Mortgage Refinance Companies in Palmdale, CA

Compare mortgage refinance companies in Palmdale. Review contact information and insurance categorys before you decide.

20 agents listed
Updated June 2026
Palmdale, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of California before hiring.
Showing 20 mortgage refinance companies in Palmdale, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
GEM Mortgage
41331 12th St W #102, Palmdale, CA 93551
(661) 949-3388
Carlos Lopez - Clear To Close Home Loans
445 W Palmdale Blvd O, Palmdale, CA 93551
(661) 641-4966 cleartoclosehl.mymortgage-online.com
NEO HOME LOANS (Ryan Morrow)
624 Commerce Ave Suite C, Palmdale, CA 93551
(661) 902-0275 themorrowteam.com
New American Funding - Terry J. Viera-Podorski
3011 Rancho Vista Blvd ste A, Palmdale, CA 93551
(661) 674-1065 newamericanfunding.com
Premier Mortgage Xpress
1401 W Rancho Vista Blvd Ste C, Palmdale, CA 93551
(661) 237-3725 mortgagex.net
Alterra Home loans
4621 E Avenue S suite d110, Palmdale, CA 93552
(661) 264-5885
All American Financial Services
530 Commerce Ave, Palmdale, CA 93551
(661) 949-6681 aafsloans.com
New American Funding
3011 Rancho Vista Blvd ste A, Palmdale, CA 93551
(661) 219-0689 newamericanfunding.com
Gabriella Godde California Mortgage Girl
2204 W Ave M12, Palmdale, CA 93551
(661) 713-3460 californiamortgagegirl.com
Corey Jones-Reynolds
1008 W Ave M-4 suite h, Palmdale, CA 93551
(661) 210-7454 secure.mmclending.com
Foundation Homes and Mortgage
190 Sierra Ct Unit A6, Palmdale, CA 93550
(877) 660-7833 ext. 101 fhm-inc.com
Dignified Home Loans
41307 12th St W Ste, 105, Palmdale, CA 93551
(661) 434-6484 dignifiedhomeloans.com
Fast Financial | Mortgage Lender
190 Sierra Ct Suite 324, Palmdale, CA 93550
(661) 512-4141 fast.financial
New American Funding - Anali Gonzalez
3011 Rancho Vista Blvd ste A, Palmdale, CA 93551
(310) 775-6376 newamericanfunding.com
Exclusive Mortgage Company
1061 W Ave M-14, Palmdale, CA 93551
(661) 403-7000 exclusivemortgageco.com
Dean Henderson - Financial Independence Mortgage
536 E Palmdale Blvd, Palmdale, CA 93550
(661) 726-9000 financialindependencemtg.com
Dean Henderson - Financial Independence Mortgage
536 E Palmdale Blvd, Palmdale, CA 93550
(661) 726-9000 financialindependencemtg.com
Option 1 Home Loans
190 Sierra Ct Suite B110, Palmdale, CA 93550
(661) 998-8755 option1homeloans.com
High Trust Mortgage- George Aguilar
445 W Palmdale Blvd suite s, Palmdale, CA 93551
(818) 387-5278 newamericanfunding.com
Marro Mortgage
39626 10th St W, Palmdale, CA 93551
(661) 265-1863

A mortgage refinance company in Palmdale California helps homeowners replace their existing home loan with a new one. This process can lower monthly payments or change loan terms. California law requires lenders to provide a Loan Estimate within three business days of application and a Closing Disclosure at least three business days before closing.

What Does a Mortgage Refinance Company in Palmdale Cost?

Typical costs for a mortgage refinance in California include an application fee of $300 to $500, an appraisal fee of $400 to $700, and title insurance of $1,000 to $2,500. Closing costs generally range from 2% to 5% of the loan amount. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need for a mortgage refinance in Palmdale?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and a valid ID. California lenders also require a property appraisal to confirm home value.
How long does a mortgage refinance take in California?
A standard refinance in California usually takes 30 to 45 days from application to closing. Delays can occur if an appraisal is slow or if additional documents are needed.
Are there California specific rules for refinancing a home?
Yes. California law limits prepayment penalties on most loans. Also, lenders must follow the Homeowner Bill of Rights which requires good faith efforts to avoid foreclosure before starting a refinance.

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