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Find Mortgage Refinance Companies Near You in Palmdale, CA
Directory of mortgage refinance companies in Palmdale, California. Verify credentials with the state mortgage licensing authority before hiring.
20 agents listed
Updated May 2026
Palmdale, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 20 mortgage refinance companies in Palmdale, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
GEM Mortgage
41331 12th St W #102, Palmdale, CA 93551
6619493388
Carlos Lopez - Clear To Close Home Loans
445 W Palmdale Blvd O, Palmdale, CA 93551
6616414966
NEO HOME LOANS (Ryan Morrow)
624 Commerce Ave Suite C, Palmdale, CA 93551
6619020275
New American Funding - Terry J. Viera-Podorski
3011 Rancho Vista Blvd ste A, Palmdale, CA 93551
6616741065
Premier Mortgage Xpress
1401 W Rancho Vista Blvd Ste C, Palmdale, CA 93551
6612373725
Alterra Home loans
4621 E Avenue S suite d110, Palmdale, CA 93552
6612645885
All American Financial Services
530 Commerce Ave, Palmdale, CA 93551
6619496681
New American Funding
3011 Rancho Vista Blvd ste A, Palmdale, CA 93551
6612190689
Gabriella Godde California Mortgage Girl
2204 W Ave M12, Palmdale, CA 93551
6617133460
Corey Jones-Reynolds
1008 W Ave M-4 suite h, Palmdale, CA 93551
6612107454
Foundation Homes and Mortgage
190 Sierra Ct Unit A6, Palmdale, CA 93550
8776607833
Dignified Home Loans
41307 12th St W Ste, 105, Palmdale, CA 93551
6614346484
Fast Financial | Mortgage Lender
190 Sierra Ct Suite 324, Palmdale, CA 93550
6615124141
New American Funding - Anali Gonzalez
3011 Rancho Vista Blvd ste A, Palmdale, CA 93551
3107756376
Exclusive Mortgage Company
1061 W Ave M-14, Palmdale, CA 93551
6614037000
Dean Henderson - Financial Independence Mortgage
536 E Palmdale Blvd, Palmdale, CA 93550
6617269000
Dean Henderson - Financial Independence Mortgage
536 E Palmdale Blvd, Palmdale, CA 93550
6617269000
Option 1 Home Loans
190 Sierra Ct Suite B110, Palmdale, CA 93550
6619988755
High Trust Mortgage- George Aguilar
445 W Palmdale Blvd suite s, Palmdale, CA 93551
8183875278
Marro Mortgage
39626 10th St W, Palmdale, CA 93551
6612651863
A mortgage refinance company in Palmdale California helps homeowners replace their existing home loan with a new one. This process can lower monthly payments or change loan terms. California law requires lenders to provide a Loan Estimate within three business days of application and a Closing Disclosure at least three business days before closing.
What Does a Mortgage Refinance Company in Palmdale Cost?
Typical costs for a mortgage refinance in California include an application fee of $300 to $500, an appraisal fee of $400 to $700, and title insurance of $1,000 to $2,500. Closing costs generally range from 2% to 5% of the loan amount. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Palmdale?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and a valid ID. California lenders also require a property appraisal to confirm home value.
How long does a mortgage refinance take in California?
A standard refinance in California usually takes 30 to 45 days from application to closing. Delays can occur if an appraisal is slow or if additional documents are needed.
Are there California specific rules for refinancing a home?
Yes. California law limits prepayment penalties on most loans. Also, lenders must follow the Homeowner Bill of Rights which requires good faith efforts to avoid foreclosure before starting a refinance.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.