Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 15 mortgage refinance companies in Porterville, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Direct Capital Lending
206 N Main St, Porterville, CA 93257
5599202904
Self-Help Federal Credit Union
182 N Main St, Porterville, CA 93257
5594757080
OneMain Financial
367 N 2nd St, Porterville, CA 93257
5597813910
Mike Garay at Rate (NMLS #249941)
1055 W Morton Ave Suite D, Porterville, CA 93257
5593610294
Primary Residential Mortgage, Inc.
484 N Prospect St Suite D Ste D, Porterville, CA 93257
5597910500
Berta Guerrero | Branch Manager | Primary Residential Mortgage, Inc.
484 N Prospect St Ste D, Porterville, CA 93257
5597910500
Country Club Mortgage Inc
1150 W Morton Ave # A, Porterville, CA 93257
5597842265
Alterra Home Loans
881 W Morton Ave C, Porterville, CA 93257
5597842080
Nexa Mortgage, Inc
846 N Main St STE F, Porterville, CA 93257
5593616930
U.S. Bank-Mortgage Loan Officer-Michael Grogan
229 N Main St, Porterville, CA 93257
4089184129
Wes Covert, Mortgage Banker with Freedom Mortgage
999 W Morton Ave A, Porterville, CA 93257
5593335575
Jorge Fernandez - Empower Home Loans
881 W Morton Ave C, Porterville, CA 93257
5597915979
RWM Home Loans - Porterville
83 E Harrison Ave, Porterville, CA 93257
5595608299
Rate
1055 W Morton Ave Suite D, Porterville, CA 93257
3128973462
The Mortgage Steward - Real Estate & Home Loans
881 W Morton Ave C, Porterville, CA 93257
5597918047
What Does a Mortgage Refinance Company in Porterville Cost?
Typical costs for a mortgage refinance in California include an appraisal fee of 400 to 700 dollars, loan origination fees of 0.5 to 1 percent of the loan amount, and title insurance costs of 500 to 1,500 dollars. Other fees may include credit report charges and recording fees. Total closing costs often range from 2,000 to 6,000 dollars depending on loan size and lender. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance in Porterville California?
You typically need recent pay stubs, tax returns, bank statements, and a property appraisal. California lenders also require a signed application and proof of homeowners insurance.
How long does a mortgage refinance take in California?
A standard refinance in California usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
Are there California specific rules for refinancing?
Yes California has anti predatory lending laws that limit prepayment penalties and require lenders to verify your ability to repay. The state also requires a three day right of rescission for most refinances.