Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 20 mortgage refinance companies in Sacramento, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
AFC Mortgage
1424 21st Street, Sacramento, CA 95811
8882109838
Green Haven Capital Inc.
5890 S Land Park Dr, Sacramento, CA 95822
9164766507
GFL Capital Mortgage
1100 Corporate Way Suite 210, Sacramento, CA 95831
8885578836
Jason Mata - American Pacific Mortgage
980 9th St Suite 340, Sacramento, CA 95814
8004550986
West Coast Mortgage Group
2716 Broadway, Sacramento, CA 95818
9164537533
Loan Factory - Sacramento
6840 65th St #115, Sacramento, CA 95828
9169995000
United Wholesale Lending
917 7th St, Sacramento, CA 95814
2094564896
Mason-McDuffie Mortgage Corporation
333 University Place Suite 200 #7, Sacramento, CA 95825
9169292333
The Chris Kennedy Team at Reliant Lending
2100 Northrop Ave STE 900, Sacramento, CA 95825
9167940777
Golden Bay Mortgage Group DRE# 01989440 & NMLS ID# 1403489
3900 Lennane Dr STE 200, Sacramento, CA 95834
9164693749
Matt the Mortgage Guy
3600 American River Dr Suite 105, Sacramento, CA 95864
9165297600
Joseph Kelley "Joe The Mortgage Giant" COO/Partner of Golden Bay Mortgage Group & President of Natomas Chamber of Commerece
3900 Lennane Dr STE 200, Sacramento, CA 95834
9166124294
Elevate Mortgage
3600 American River Dr Suite 105, Sacramento, CA 95864
9162284930
New Way Mortgage
1111 Howe Ave # 510, Sacramento, CA 95825
9164656639
PRMG Mortgage
1545 River Park Dr Suite 400, Sacramento, CA 95815
9162753469
The Harris Team - Xpert Home Lending
3090 Fite Cir Suite 203, Sacramento, CA 95827
9167654783
Daniel Quinton/Golden Bay Mortgage Group
3900 Lennane Dr, Sacramento, CA 95834
9169693441
Kappel Mortgage Group, Inc. (KMG)
1383 Garden Hwy Suite 100, Sacramento, CA 95833
9164165626
PMG Home Loans
1010 Hurley Way Suite 110, Sacramento, CA 95825
9167493556
Guild Mortgage Company
300 University Ave #210, Sacramento, CA 95825
9169744140
What Does a Mortgage Refinance Company in Sacramento Cost?
Typical costs for a mortgage refinance in California include an application fee of $300 to $500, an appraisal fee of $400 to $700, and title insurance of $500 to $1,000. Lender origination fees often range from 0.5% to 1% of the loan amount. Third party costs like recording fees and escrow fees add several hundred dollars. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Sacramento?
You typically need pay stubs, tax returns, bank statements, and a photo ID. California lenders also require proof of homeowners insurance. The exact list depends on your loan type and income source.
How long does a mortgage refinance take in California?
A standard refinance in California usually takes 30 to 45 days from application to closing. This timeline can be longer if an appraisal is needed or if there are title issues. California law gives you a three-day right of rescission after signing.