ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Compare Mortgage Refinance Companies in San Clemente, CA
Browse mortgage refinance companies serving San Clemente, California. Contact information and addresses listed below.
19 agents listed
Updated May 2026
San Clemente, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 19 mortgage refinance companies in San Clemente, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
GM Funding
1201 Puerta Del Sol STE 302, San Clemente, CA 92673
9496887779
Breeze Funding, Inc.
163 Avenida Del Mar, San Clemente, CA 92672
8553467283
Yosef Shapiro - Mortgage Broker
1643 Via Tulipan, San Clemente, CA 92673
7072809627
Blue Home Loans, Inc.
1201 Puerta Del Sol STE 312, San Clemente, CA 92673
8883499320
Alliance Mortgage Lending
635 Camino De Los Mares STE 203, San Clemente, CA 92673
9494435178
Avid Mortgage Solutions
1201 Puerta Del Sol ste 325, San Clemente, CA 92673
9494293700
Matt Cady Mortgage Team
San Clemente, CA 92672
9492386035
San Clemente Reverse Mortgages
San Clemente, CA 92672
9494397030
New American Funding - San Clemente, CA
224 Avenida Del Mar Ste. C, San Clemente, CA 92672
9494458357
Medimont Lending
209 Avenida Del Mar Suite 201D, San Clemente, CA 92672
9494159063
Derek Beisner Branch Manager at Summit Mortgage
47 Via Zaragoza, San Clemente, CA 92672
9496379939
LifeSource Mortgage
1238 Puerta Del Sol #2e, San Clemente, CA 92673
9494922252
Sean Harlow- BR Capital and Finance
209 Avenida Del Mar #201H, San Clemente, CA 92672
6262214045
Rescom Financial Services
940 Calle Amanecer suite d, San Clemente, CA 92673
9492403880
Coast National Mortgage
501 N El Camino Real, San Clemente, CA 92672
9499395317
SoCal Home Mortgages
126 E Escalones, San Clemente, CA 92672
9498424765
Green Monarch Reverse Mortgage
1389 Calle Avanzado, San Clemente, CA 92673
8003452041
Secure Provision Mortgage
3813 Calle Tiburon, San Clemente, CA 92672
9494645741
Seaside Lending
220 S Ola Vista unit d, San Clemente, CA 92672
9494132990
Mortgage refinance companies in San Clemente California help homeowners lower their interest rates or change loan terms. California law requires lenders to provide a Good Faith Estimate of closing costs within three business days of application. Local companies understand Orange County property values and can guide you through the refinance process.
What Does a Mortgage Refinance Company in San Clemente Cost?
Typical costs for refinancing a mortgage in California range from 2 percent to 6 percent of the loan amount. For a 500000 dollar loan that means 10000 to 30000 in fees. These fees include appraisal title insurance origination points and recording costs. Costs vary by lender loan type and property location. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in San Clemente?
You typically need pay stubs tax returns bank statements and a photo ID. California lenders also require proof of homeowners insurance. The specific documents depend on your loan type and lender requirements.
How long does a mortgage refinance take in California?
A standard refinance in California usually takes 30 to 45 days from application to closing. Delays can happen if the appraisal or title work takes longer. California law requires a three-day rescission period after signing final papers.
Are there California rules about refinance costs and fees?
Yes California limits prepayment penalties on most refinance loans. Lenders must disclose all fees in the Loan Estimate within three business days. You cannot be charged for an appraisal until you receive the estimate.
Free • No Obligation
Compare Mortgage Refinance Companies
Get matched with agents in San Clemente who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.