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Find Mortgage Refinance Companies Near You in San Diego, CA
Directory of mortgage refinance companies in San Diego, California. Verify credentials with the state mortgage licensing authority before hiring.
20 agents listed
Updated May 2026
San Diego, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 20 mortgage refinance companies in San Diego, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Guild Mortgage Company
5887 Copley Dr Floors 1, 3, 4, 5, And 6, San Diego, CA 92111
8002838823
Global Equity Finance
7310 Miramar Rd #500, San Diego, CA 92126
8002453279
Cornerstone First Mortgage
2655 Camino Del Rio N #100, San Diego, CA 92108
8668151803
Griffin Funding, Inc.
2445 Fifth Ave #401, San Diego, CA 92101
8555461028
RWM Home Loans
11234 El Camino Real, San Diego, CA 92130
8587942155
West Coast Funding Team of E Mortgage Capital
2555 Camino del Rio S Suite 210, San Diego, CA 92108
6198551084
The Wise Guys Temecula
12230 El Camino Real #100, San Diego, CA 92130
8553947348
Saxton Mortgage, LLC, NMLS #1717191
9191 Towne Centre Dr Suite 400, San Diego, CA 92122
8552008551
HomePlus Mortgage NMLS ID# 78669
9655 Granite Ridge Dr #200, San Diego, CA 92123
8008107587
GROVES CAPITAL INC
4883 Ronson Ct, San Diego, CA 92111
8886110998
Gibran Suffy - OneTrust Home Loans
12636 High Bluff Dr #400, San Diego, CA 92130
6195591000
Renzo Marsano - MAR Financial
10620 Treena St Suite 230, San Diego, CA 92131
8589473664
Maureen Martin at HomePlus Mortgage
1455 Frazee Rd Suite 500, San Diego, CA 92108
6198577191
LOAN GOAT | #1 Hard Money Lender
3030 El Cajon Blvd, San Diego, CA 92104
6193333330
Mortgage Advisors at Barrett Financial Group (NMLS #2328729)
3111 Camino Del Rio N Suite 905, San Diego, CA 92108
5033515289
SD Mortgage Couple
12230 El Camino Real #100, San Diego, CA 92130
6197326112
San Diego Mortgage Lending Solutions - C2 Financial
11622 El Camino Real # 100, San Diego, CA 92130
8586886813
Community Mortgage Inc.
814 Morena Blvd UNIT 310, San Diego, CA 92110
6196923630
Plan Prepare Home
3855 Granada Ave, San Diego, CA 92104
6197775700
Chad Baker at CrossCountry Mortgage
12750 High Bluff Dr #100, San Diego, CA 92130
8587647825
Mortgage refinance companies in San Diego help homeowners lower their interest rate or change loan terms. California law requires lenders to provide a Loan Estimate within three business days of application. Many San Diego homeowners refinance to take advantage of lower rates or to switch from an adjustable to a fixed rate mortgage.
What Does a Mortgage Refinance Company in San Diego Cost?
Typical costs for a mortgage refinance in California include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and title insurance of $1,000 to $2,500. Closing costs usually total 2% to 5% of the loan principal. These costs vary by lender and loan type. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a refinance in San Diego?
You typically need pay stubs, tax returns, bank statements, and a photo ID. California lenders may also require proof of homeowners insurance and a property appraisal.
How long does a mortgage refinance take in California?
A standard refinance in California usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title work takes longer than expected.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.