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Find Mortgage Refinance Companies Near You in San Francisco, CA

Compare mortgage refinance companies in San Francisco. Review contact information and insurance categorys before you decide.

20 agents listed
Updated June 2026
San Francisco, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of California before hiring.
Showing 20 mortgage refinance companies in San Francisco, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
SunnyHill Financial
600 California St Suite 12-032, San Francisco, CA 94108
(510) 288-9800 sunnyhillfinancial.com
Fif Ghobadian at OriginPoint (NMLS #110501)
345 California St Suites 600, San Francisco, CA 94104
(415) 203-9468 people.originpoint.com
Mike Koran - Primary Residential Mortgage Inc
1746 18th St, San Francisco, CA 94107
(415) 252-5070 mikekoran.com
Primary Residential Mortgage, Inc.
1746 18th St, San Francisco, CA 94103
(415) 252-5070 primaryresidentialsf.com
James W. Argo - Mortgage Banker - Residential & Multi Family Lending
232 Townsend St, San Francisco, CA 94107
(415) 292-1993
Julie Malta- Guarantee Mortgage NMLS #254124
232 Townsend St, San Francisco, CA 94107
(415) 203-6800 guaranteemortgage.com
Chestnut Mortgage
2261 Market St Ste 86346, San Francisco, CA 94114
(628) 213-8391 chestnutmortgage.com
Steven Hook, San Francisco Mortgage Advisor
Ferry Building, 1st St Suite 270, San Francisco, CA 94111
(415) 260-9376 sanfranciscoloanoptions.com
Shawn Maxwell - Homepoint Lending Inc
945 Market St Suite 501, San Francisco, CA 94103
(650) 759-4094 homepointlending.com
Home Loans by Orlando
232 Townsend St, San Francisco, CA 94107
(415) 699-1474 homeloansbyorlando.com
Guarantee Mortgage
505 Montgomery St #1275, San Francisco, CA 94111
(415) 441-5050 guaranteemortgage.com
CJ Kerls at Rate (NMLS #243438)
41 Freelon St, San Francisco, CA 94107
(415) 586-6003 rate.com
Dianne Crosby at Rate (NMLS #304682)
41 Freelon St, San Francisco, CA 94107
(510) 269-4184 rate.com
Aaron Weisinger - Mortgage Loan Officer (NMLS #448645)
50 California St #1500, San Francisco, CA 94111
(415) 545-8030
WeFund Mortgage Corporation
1229 Chestnut St, San Francisco, CA 94109
(888) 840-6510 wefundmtg.com
Change Home Mortgage
1295 Indiana St, San Francisco, CA 94107
(415) 368-3540 changemtg.com
Dean Rizzi at Rate (NMLS #237278)
41 Freelon St, San Francisco, CA 94107
(415) 517-7800 rate.com
Lillian Lin- Change Home mortgage
1295 Indiana St, San Francisco, CA 94107
(415) 368-3540 changemtg.com
Chase Mortgage
4669 Mission St, San Francisco, CA 94112
(415) 585-5054 homelendingadvisor.chase.com
UP Capital & Mortgage
2020 Ocean Ave suite 2A, San Francisco, CA 94127
(415) 993-2262 upmort.com

What Does a Mortgage Refinance Company in San Francisco Cost?

Typical costs for a mortgage refinance in California range from 2 to 6 percent of the loan amount. Common fees include an appraisal fee of 400 to 700 dollars, a title search fee of 200 to 500 dollars, and origination points up to 1 percent of the loan. Costs vary by lender and property value. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a home in San Francisco?
You typically need recent pay stubs, tax returns, bank statements, and a property appraisal. California lenders may also ask for a copy of your homeowners insurance policy.
How long does a mortgage refinance take in California?
Most refinances close in 30 to 45 days. California law gives you a three-day right of rescission after signing, which adds a short delay.
Are there California taxes on mortgage refinancing?
California does not charge a state tax on refinancing. However, you may pay local recording fees and a documentary transfer tax if the loan amount increases.

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