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Mortgage Refinance Companies in San Gabriel, CA

Compare mortgage refinance companies in San Gabriel. Review contact information and insurance categorys before you decide.

7 agents listed
Updated May 2026
San Gabriel, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 7 mortgage refinance companies in San Gabriel, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Victoria Financial Corp.
217 W Las Tunas Dr, San Gabriel, CA 91776
6265760818
First Professional Finance Co
501 S San Gabriel Blvd STE 203, San Gabriel, CA 91776
6262876886
East Star Mortgage
1045 E Valley Blvd a109, San Gabriel, CA 91776
6262863838
F P Mortgage
1811 S Del Mar Ave UNIT 202, San Gabriel, CA 91776
9095955512
Stream Funding
851 Valley Blvd, San Gabriel, CA 91776
6266566004
Hard Money Lenders San Gabriel CA
1039 Valley Blvd, San Gabriel, CA 91776
6264695041
Mortgage Service
130 S Mission Dr #6, San Gabriel, CA 91776
6266784607

A mortgage refinance company in San Gabriel helps homeowners replace their existing home loan with a new one. California law requires lenders to provide a Loan Estimate within three business days of application. Local San Gabriel residents often refinance to lower their interest rate or switch from an adjustable to a fixed rate mortgage.

What Does a Mortgage Refinance Company in San Gabriel Cost?

Typical costs for a mortgage refinance in California range from 2% to 5% of the loan amount. For a $500,000 loan, this means $10,000 to $25,000 in fees including appraisal, title insurance, and origination charges. California charges a documentary transfer tax of $0.55 per $500 of property value for most counties. Costs vary by lender, loan type, and property location. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is the California right of rescission for refinancing?
Under California law and federal Regulation Z, you have three business days after signing to cancel a refinance on your primary residence. This right does not apply to purchase loans or second homes. The lender must return all fees within 20 days if you cancel.
Do I need a home appraisal for a refinance in San Gabriel?
Most lenders require an appraisal to confirm your home value. California law does not mandate an appraisal, but lenders use it to set your loan amount. Some streamline programs may waive the appraisal if you have enough equity.