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Find Mortgage Refinance Companies Near You in San Pablo, CA

Looking for a mortgage refinance company in San Pablo? Review the directory below to compare your options.

5 agents listed
Updated June 2026
San Pablo, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of California before hiring.
Showing 5 mortgage refinance companies in San Pablo, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mariner Finance
3300 San Pablo Dam Rd Suite 120, San Pablo, CA 94803
(510) 255-6311 locations.marinerfinance.com
OneMain Financial
3340 San Pablo Dam Rd E, San Pablo, CA 94803
(510) 964-3154 onemainfinancial.com
1st choice mortgage and real estate services inc
3150 Hilltop Mall Rd, San Pablo, CA 94806
(510) 222-3301 chahalloan.com
Leadwest Mortgage LLC
403 San Pablo Towne Center, San Pablo, CA 94806
(510) 630-5809
Stan Stanek | Alameda Mortgage Corporation
2717a 21st St, San Pablo, CA 94806
(925) 899-5183 alamedamortgage.com

Mortgage refinance companies in San Pablo, California help homeowners adjust their loan terms or lower their interest rates. California law requires lenders to provide a Loan Estimate within three business days of application. Local San Pablo homeowners may also benefit from the California Homeowner Bill of Rights, which provides protections during the refinance process.

What Does a Mortgage Refinance Company in San Pablo Cost?

Typical costs for a mortgage refinance in California include an origination fee of 0.5 to 1 percent of the loan amount, plus appraisal fees of 400 to 700 dollars, title insurance of 500 to 1,500 dollars, and recording fees of 100 to 300 dollars. Total closing costs often range from 2,000 to 6,000 dollars. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance my mortgage in San Pablo?
You typically need pay stubs, tax returns, bank statements, and a valid ID. California lenders also require a property appraisal and proof of homeowners insurance.
How long does a mortgage refinance take in California?
A standard refinance in California usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.

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