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Showing 4 mortgage refinance companies in Santa Fe Springs, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mortgage One Group
13353 Alondra Blvd Ste 214, Santa Fe Springs, CA 90670
7145155225
New American Funding - Santa Fe Springs
13244 Imperial Hwy., Santa Fe Springs, CA 90670
5622025936
Gregory Ross: Mortgage Advisor
12110 Slauson Ave suite 4, Santa Fe Springs, CA 90670
9495418952
US Bank Mortgage
13372 Telegraph Rd, Santa Fe Springs, CA 90670
8008722657
What Does a Mortgage Refinance Company in Santa Fe Springs Cost?
Typical costs for a mortgage refinance in California range from 2% to 5% of the loan amount. This includes an appraisal fee of $400 to $700, title insurance of $500 to $1,500, and lender origination fees of 0.5% to 1% of the loan. Some lenders offer no-closing-cost options by rolling fees into the loan balance or charging a higher interest rate. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance my mortgage in Santa Fe Springs?
You typically need recent pay stubs, tax returns, bank statements, and a copy of your current mortgage statement. The lender will also check your credit score and home value.
How long does a mortgage refinance take in California?
A standard refinance in California usually takes 30 to 45 days from application to closing. Delays can happen if the appraisal or under review process takes longer.
Are there California laws that protect me when refinancing?
Yes. California law requires lenders to provide a Loan Estimate within three business days of your application. You also have a three-day right of rescission after signing to cancel the refinance without penalty.