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Find Mortgage Refinance Companies Near You in Simi Valley, CA
Browse mortgage refinance companies serving Simi Valley, California. Contact information and addresses listed below.
17 agents listed
Updated May 2026
Simi Valley, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 17 mortgage refinance companies in Simi Valley, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Amerifund Home Loans
2655 First St Suite 250, Simi Valley, CA 93065
8052961470
Alameda Mortgage Corp. Mike Fisher
2775 Tapo St STE 203, Simi Valley, CA 93063
8008015626
Mark & Darci Richardson / Richardson Lending
3655 Alamo St UNIT 101, Simi Valley, CA 93063
8053042900
The Mortgage Gurus
1720 E Los Angeles Ave F, Simi Valley, CA 93065
3107733381
VALOR HOME FINANCE Inc.
1555 Simi Town Center Way #640, Simi Valley, CA 93065
8057788323
New American Funding - Simi Valley
45 W Easy St # 6, Simi Valley, CA 93065
7472986579
CSMC Mortgage
3655 Alamo St UNIT 101, Simi Valley, CA 93063
8052127710
Jerry Avila, Mortgage Broker NMLS #1674069
2655 First St UNIT 220, Simi Valley, CA 93065
8058147506
Nick Sherman at CrossCountry Mortgage
2655 First St Suite 250 Office 2, Simi Valley, CA 93065
8052177503
Nadine Hatcher at Greenback Funding
2139 Tapo St #115, Simi Valley, CA 93063
8059905054
Reverse Loan Solutions
2655 First St Suite 250, Simi Valley, CA 93065
8007915626
MRES Home Loans
3695 Alamo St #203, Simi Valley, CA 93063
8058765626
Sapphire United Loans
2655 First St Suite 110, Simi Valley, CA 93065
8054227076
Alex Ramirez | VA Home Loan Pro NMLS# 450556
1555 Simi Town Center Way #640, Simi Valley, CA 93065
8058573708
Greenback Funding
2655 First St Suite 250, Simi Valley, CA 93065
8055829400
Acadia Financial
2986 Avenida Simi, Simi Valley, CA 93063
8055516942
Happy Investments Inc Simi Valley Ca
1792 Erringer Rd #1012c, Simi Valley, CA 93065
8052063525
A mortgage refinance company in Simi Valley California helps homeowners replace their existing home loan with a new one. California law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand Ventura County property values and can guide you through the refinance process.
What Does a Mortgage Refinance Company in Simi Valley Cost?
Typical costs for a mortgage refinance in California range from 2 to 6 percent of the loan amount. This includes an appraisal fee of 400 to 700 dollars, title insurance of 500 to 1,500 dollars, and lender origination fees of 0.5 to 1.5 percent of the loan. Costs vary by loan size, property location, and lender. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Simi Valley?
You will need recent pay stubs, W-2 forms, tax returns, bank statements, and a valid ID. California lenders also require a property appraisal to confirm the home value.
How long does a mortgage refinance take in California?
A typical refinance in California takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
Are there California specific rules for refinancing a mortgage?
Yes. California Civil Code Section 2943 gives you the right to request a payoff demand statement. Also, if you refinance a purchase money loan on your primary residence, you generally cannot be charged a prepayment penalty.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.