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Directory of mortgage refinance companies in Soquel, California. Verify credentials with the state mortgage licensing authority before hiring.
10 agents listed
Updated May 2026
Soquel, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 10 mortgage refinance companies in Soquel, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Santa Cruz Lending Group - Powered by Mason-McDuffie Mortgage Corporation
2425 Porter St #13, Soquel, CA 95073
8312570111
Marina Watts - Reverse Mortgages
2739 Porter St, Soquel, CA 95073
8315359760
Andrea Schenk - Santa Cruz Lending Group
2425 Porter St #13, Soquel, CA 95073
8314310496
Victor D. Romero - Santa Cruz Lending Group
2425 Porter St #13, Soquel, CA 95073
8312142172
Monterey Bay Mortgage, powered by CMG Financial NMLS 1820
2601 41st Ave C, Soquel, CA 95073
8314623630
Tai Boutell - Santa Cruz Lending Group
2425 Porter St #13, Soquel, CA 95073
8314196931
Associated Home Loans
4835 Soquel Dr, Soquel, CA 95073
8314797777
BB Financial Solutions
5005 Vía Gatos, Soquel, CA 95073
8314756407
Jessie Brumbaugh - Santa Cruz Lending Group
2425 Porter St #13, Soquel, CA 95073
8313456977
Pacific Inland Home Mortgage
5161 Soquel Dr # A, Soquel, CA 95073
8314752600
Mortgage refinance companies in Soquel, California help homeowners lower their interest rates or change loan terms. Under California law, lenders must follow strict disclosure rules under the California Residential Mortgage Lending Act. Soquel residents can work with local brokers to find competitive rates and terms for their home loans.
What Does a Mortgage Refinance Company in Soquel Cost?
Typical costs for a mortgage refinance in California range from 2,000 to 7,000 dollars. This includes lender fees, title insurance, escrow fees, and appraisal costs. Some lenders offer no-closing-cost options by rolling fees into the loan rate. Costs vary based on loan amount, property value, and lender policies. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the California right of rescission for refinancing?
Under California law and federal Regulation Z, borrowers have three business days after signing to cancel a refinance on their primary home. This right of rescission does not apply to purchase loans or second homes. You must notify the lender in writing within that time.
Do I need a home appraisal to refinance in Soquel?
Most lenders require a home appraisal to determine your propertys current value. In California, appraisals must follow Uniform Standards of Professional Appraisal Practice. Some lenders offer no-appraisal refinance options but may charge higher rates.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.