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Find Mortgage Refinance Companies Near You in South Lake Tahoe, CA
Directory of mortgage refinance companies in South Lake Tahoe, California. Verify credentials with the state mortgage licensing authority before hiring.
9 agents listed
Updated May 2026
South Lake Tahoe, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 9 mortgage refinance companies in South Lake Tahoe, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Guild Mortgage - Tara Offenbacher
3079 Harrison Ave Office C, South Lake Tahoe, CA 96150
7758158272
Guild Mortgage - Ron Shaw
3079 Harrison Ave Office C, South Lake Tahoe, CA 96150
5305731447
Guild Mortgage Company
3079 Harrison Ave Office C, South Lake Tahoe, CA 96150
5305731447
Associated Mortgage Center Inc
591 Tahoe Keys Blvd # D1, South Lake Tahoe, CA 96150
5305445309
Nations Lending - South Lake Tahoe Branch
2568 Lake Tahoe Blvd, South Lake Tahoe, CA 96150
5302086704
Deanna Sorhouet | Mortgage Advisor | The Topol Team | NEO Home Loans
2200 Venice Dr, South Lake Tahoe, CA 96150
7752199514
Guild Mortgage - Pierre Herring
3079 Harrison Ave Office C, South Lake Tahoe, CA 96150
5303180821
US Bank Mortgage
2850 Lake Tahoe Blvd, South Lake Tahoe, CA 96150
5305421221
Western Highland Mortgage
3170 US-50, South Lake Tahoe, CA 96150
5305775050
Mortgage refinance companies in South Lake Tahoe, California help homeowners lower their interest rate, change loan terms, or access home equity. California law requires lenders to provide a Loan Estimate within three business days of application and a Closing Disclosure at least three business days before closing. Local lenders understand the unique property market and seasonal economy of the Lake Tahoe area.
What Does a Mortgage Refinance Company in South Lake Tahoe Cost?
Typical costs for a mortgage refinance in California range from 2% to 5% of the loan amount. This includes lender fees, appraisal fees (usually $400 to $700), title insurance, and recording fees. In South Lake Tahoe, appraisal costs may be higher due to remote property locations. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in South Lake Tahoe?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and proof of homeowners insurance. For a cash-out refinance, you may also need an appraisal of your South Lake Tahoe property.
How long does a mortgage refinance take in California?
A standard refinance in California usually takes 30 to 45 days from application to closing. California law gives you a three-day right of rescission after signing, meaning you can cancel the loan within three business days for no cost.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.