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Compare Mortgage Refinance Companies in Stockton, CA

Directory of mortgage refinance companies in Stockton, California. Verify credentials with the state state mortgage licensing authority before hiring.

19 agents listed
Updated June 2026
Stockton, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of California before hiring.
Showing 19 mortgage refinance companies in Stockton, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Central Valley Mortgage Group - Daniel A. Sosa
5713 N Pershing Ave Suite D2, Stockton, CA 95207
(209) 353-4657 centralvalley.mortgage
Mission San Jose Mortgage
2111 W March Ln # B200, Stockton, CA 95207
(888) 848-7199 msjmortgage.com
Kristina Hernandez at Homeowners Financial Group USA, LLC
5250 Claremont Ave # 105, Stockton, CA 95207
(209) 518-8277 homeownersfg.com
Esmeralda Velasco - Sr. Mortgage Advisor
1024 W Robinhood Dr #6, Stockton, CA 95207
(209) 614-7271 empirehomeloans.com
GEM Mortgage
3031 W March Ln STE 239, Stockton, CA 95219
(209) 955-2200 cstewart.gemcorp.com
Answer Home Lending
1833 W March Ln #2, Stockton, CA 95207
(209) 957-2655 answerhomelending.net
Xpert Home Lending Inc, NMLS #2179191
5713 N Pershing Ave c3, Stockton, CA 95207
(209) 470-6698
New American Funding - Shawn Gauuan
2155 W March Ln suite 3D, Stockton, CA 95207
(209) 518-9534 sgapproved.com
New American Funding - Stockton, CA
2155 W March Ln suite 3D, Stockton, CA 95207
(209) 318-3063 newamericanfunding.com
The Mortgage House
1151 W Robinhood Dr # C7, Stockton, CA 95207
(209) 474-7111 themortgagehouse.com
Coast Home Loans - Stockton
3485 Brookside Rd Ste 104, Stockton, CA 95219
(209) 900-2904 coasthomeloans.com
H.O.M.E. Lending
1919 Grand Canal Blvd A6, Stockton, CA 95207
(209) 477-0262 gethomelending.com
Evan Krejci @ Coast Home Loans - Loan Officer NMLS ID# 1951759
3485 Brookside Rd Ste 104, Stockton, CA 95219
(916) 247-8748 coasthomeloans.com
Homeowners Financial Group
5250 Claremont Ave # 105, Stockton, CA 95207
(209) 851-7860 homeownersfg.com
Central Valley Mortgage Group - Alicia Amador
5713 N Pershing Ave Suite D2, Stockton, CA 95207
(209) 440-7710 loansweethome.mortgage
Newpoint Mortgage Inc.
2025 W March Ln STE 3, Stockton, CA 95207
(209) 302-9079 newpointmortgage.net
Dean Goold
3031 W March Ln Suite 103, Stockton, CA 95219
(209) 483-3552 gomortgage.com
Stockton Mortgage R.E.L.S.C.
6820 Pacific Ave, Stockton, CA 95207
(209) 957-7500 stkmrt.com
Tri-Valley Lending
4600 N Pershing Ave B, Stockton, CA 95207
(209) 594-0663 yesicanown.com

Mortgage refinance companies in Stockton California help homeowners lower their interest rate or change loan terms. California law requires lenders to provide a Loan Estimate within three business days of receiving a complete application. Stockton residents may also benefit from local programs that assist with closing costs for eligible borrowers.

What Does a Mortgage Refinance Company in Stockton Cost?

Typical costs for a mortgage refinance in California include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance of 500 to 1,500 dollars. Total closing costs often range from 2,000 to 6,000 dollars or more. These costs vary by lender, loan type, and property value. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a mortgage in Stockton California?
You typically need pay stubs, tax returns, bank statements, and a photo ID. California lenders also require a property appraisal to confirm home value.
How long does a mortgage refinance take in California?
A standard refinance in California usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or under review process takes longer.
Are there California laws that protect borrowers during refinancing?
Yes. California Civil Code Section 1026.5 requires lenders to provide a Loan Estimate and Closing Disclosure. You also have a three day right of rescission after signing for most refinances.

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