Find Mortgage Refinance Companies Near You in Sunnyvale, CA
Looking for a mortgage refinance company in Sunnyvale? Review the directory below to compare your options.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of California before hiring.
Showing 8 mortgage refinance companies in Sunnyvale, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a Mortgage Refinance Company in Sunnyvale Cost?
Typical costs for a mortgage refinance in California include an origination fee of 0.5% to 1% of the loan amount, appraisal fees from $400 to $700, and title insurance which can cost $1,000 to $2,500. Third-party fees like escrow and recording add several hundred dollars. Total closing costs often range from 2% to 5% of the loan amount. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Sunnyvale?
You typically need pay stubs, tax returns, bank statements, and a recent property tax bill. California lenders also require a signed application and a credit check. Each company may ask for additional items based on your loan type.
How long does a mortgage refinance take in California?
A standard refinance in California usually takes 30 to 45 days from application to closing. Delays can happen if the appraisal or title work takes longer. Your lender must give you a Closing Disclosure at least three business days before closing.
Are there California laws that protect me during refinancing?
Yes. California Civil Code Section 1026.41 gives you a right to a loan modification if you face hardship. Also, lenders must follow the Truth in Lending Act and provide clear cost disclosures. Always review the Loan Estimate carefully.