Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 19 mortgage refinance companies in Torrance, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Thessy Onyenedum – Mortgage Loan Officer, Atesa Real Estate, Inc.
21151 S Western Ave Suite 255, Torrance, CA 90501
3108032512
Anouheh Moghaddam Group (AMG) - Powered by Movement Mortgage
23740 Hawthorne Blvd 2nd floor, Torrance, CA 90505
3102081988
Cal Fed Mortgage
24214 Hawthorne Blvd, Torrance, CA 90505
3103782858
Finance West Lending Inc
24445 Hawthorne Blvd STE 201, Torrance, CA 90505
3103732000
New American Funding - Torrance, CA
2780 Skypark Dr Ste 350, Torrance, CA 90505
3105799309
Fernando Diaz
2780 Skypark Dr Suite 210, Office 207, Torrance, CA 90505
3107848082
Athena Paquette, Mortgage Advisor
21250 Hawthorne Blvd 5th Floor, Torrance, CA 90503
3102186855
Harman Sudwal - Mortgage Director @ UNITED ONE MORTGAGE, TORRANCE
22939 Hawthorne Blvd Suite 204, Torrance, CA 90505
3102708394
S.O.S. Loans, Inc.
3655 Torrance Blvd # 460, Torrance, CA 90503
8005036648
Henry Munoz - Real Estate Broker and Mortgage Loans
21250 Hawthorne Blvd Suite 500, Torrance, CA 90503
2134601002
American California Financial Inc.: Andre Hemmersbach
3838 W Carson St #109, Torrance, CA 90503
3107133100
Prestige Finance Group
3812 Sepulveda Blvd Suite 380, Torrance, CA 90505
8182884288
US Lending & Company, Inc
2720 Sepulveda Blvd Ste 200, Torrance, CA 90505
3102631331
Union Home Mortgage - Torrance
21221 S Western Ave Suite 1013 & 1015, Torrance, CA 90501
9518166864
American California Financial Services, Inc.
3838 W Carson St #109, Torrance, CA 90503
3105401330
Request Mortgage
2601 Airport Dr UNIT 240, Torrance, CA 90505
3107848800
United One Mortgage
22939 Hawthorne Blvd Suite 204, Torrance, CA 90505
4243452830
So Cal Mortgage Co
3812 Sepulveda Blvd UNIT 310, Torrance, CA 90505
3103780637
Pacific Mortgage Real Estate and Financing Company
25500 Hawthorne Blvd #2230, Torrance, CA 90505
3103739000
What Does a Mortgage Refinance Company in Torrance Cost?
Typical costs for a mortgage refinance in California include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance of 500 to 1,000 dollars. Third party costs like credit report fees and recording fees add 100 to 300 dollars. Total closing costs often range from 2,000 to 5,000 dollars for a standard refinance. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Torrance?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. California lenders also require a property appraisal. The exact list depends on your loan type and lender.
How long does a mortgage refinance take in California?
A standard refinance in California usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal takes longer or if there are title issues. California law does not set a specific time limit for the process.