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Find Mortgage Refinance Companies Near You in Vacaville, CA

Browse mortgage refinance companies serving Vacaville, California. Contact information and addresses listed below.

20 agents listed
Updated June 2026
Vacaville, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of California before hiring.
Showing 20 mortgage refinance companies in Vacaville, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Solano Mortgage
785 Alamo Dr #120, Vacaville, CA 95688
(707) 449-4777 solanomortgage.com
Mason-McDuffie Mortgage Corporation
401 Davis St Suite B, Vacaville, CA 95688
(707) 564-3159 bit.ly
Dream Team Lending - Loli & Alix
338 Cernon St, Vacaville, CA 95688
(707) 631-2070 thedreamteamloans.com
Mortgage Masters of California
338 Cernon St, Vacaville, CA 95688
(707) 242-6336 mortgagemastersca.com
Your Lending Team - Stephanie Ham - Kappel Mortgage Group
233 Dobbins St Suite A, Vacaville, CA 95688
(707) 688-6241 stephanieham.com
Guild Mortgage - Kristina Bailey
506 Merchant St Suite A, Vacaville, CA 95688
(707) 761-1319 branches.guildmortgage.com
Ed Nakamura, Finance of America Mortgage
630 Davis St Suite 200, Vacaville, CA 95688
(530) 400-0860 edwardnakamura.com
Wendi Lucas, Pacific Community Lender, Inc
190 S Orchard Ave ste b-115, Vacaville, CA 95688
(707) 426-4662 pclhomeloan.com
Christopher Marusich Mortgage Broker - Mortgage Masters of California
338 Cernon St, Vacaville, CA 95688
(707) 372-0433 mortgagemasterca.com
Tom McGuire at KCM Home Loans
536 Davis St, Vacaville, CA 95688
(707) 685-2382
Pacific Community Lender, Inc. Nmls#1322440
190 S Orchard Ave, Vacaville, CA 95688
(707) 477-6687 pclhomeloan.com
Foundation Lending Partners
795 Alamo Dr, Vacaville, CA 95688
(707) 673-7888 foundationlendingpartners.com
Joe Rapisarda Mortgage
Pacific Community Lender, 190 S Orchard Ave ste b-115, Vacaville, CA 95688
(707) 208-1916 vacavillehomeloans.com
Guild Mortgage - Bianca Velasco
506 Merchant St Suite A, Vacaville, CA 95688
(925) 285-8091 branches.guildmortgage.com
Guild Mortgage - Kellie Wegner
506 Merchant St Suite A, Vacaville, CA 95688
(707) 624-9221 branches.guildmortgage.com
Tonda Herndon at CrossCountry Mortgage
790 Mason St Ste 202, Vacaville, CA 95688
(707) 615-6635 ccm.com
Holly McAndrews at CrossCountry Mortgage
790 Mason St Ste 202, Vacaville, CA 95688
(707) 592-2163 ccm.com
Brickhouse Mortgage, Inc.
795 Alamo Dr #101, Vacaville, CA 95688
(707) 249-9663 brickhousemtg.com
Jody Ballard - Kappel Mortgage Group
233 Dobbins St Suite E, Vacaville, CA 95688
(707) 470-9945 realestateloanca.com
KCM Home Loans
536 Davis St, Vacaville, CA 95688
(707) 449-4222 kcmhomeloans.com

A mortgage refinance company in Vacaville, California helps homeowners replace their existing home loan with a new one. This can lower monthly payments or change loan terms. Under California law, borrowers have a three-day right of rescission after signing certain refinance documents, allowing them to cancel without penalty.

What Does a Mortgage Refinance Company in Vacaville Cost?

Typical costs for a mortgage refinance in California include an appraisal fee of $400 to $700, loan origination fees of 0.5% to 1% of the loan amount, and title insurance costs of $500 to $1,500. Closing costs generally range from 2% to 5% of the loan principal. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a mortgage in Vacaville?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. The lender will also require a property appraisal to determine your homes current value.
How long does a mortgage refinance take in California?
A standard refinance in California usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal is slow or if additional documentation is requested.
Can I refinance if I have a low credit score in Vacaville?
Yes, but options may be limited. Many lenders require a minimum credit score of 620 for conventional refinancing. FHA loans may allow scores as low as 580, but terms vary by lender.

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