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Mortgage Refinance Companies in Visalia, CA

Browse mortgage refinance companies serving Visalia, California. Contact information and addresses listed below.

20 agents listed
Updated June 2026
Visalia, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of California before hiring.
Showing 20 mortgage refinance companies in Visalia, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Vero Mortgage / Engle Team
700 W Center Ave, Visalia, CA 93291
(559) 734-5000 jeremyengle.com
Mason-McDuffie Mortgage Corporation
2920 W Main St, Visalia, CA 93291
(559) 741-0991 bit.ly
Change Home Mortgage
3010 W Main St A, Visalia, CA 93291
(559) 272-8100 commercehomemortgage.com
Brendan Farrell - Benchmark Mortgage
119 E Main St, Visalia, CA 93291
(559) 725-1230 brendanjfarrell.com
Newrez Home Loan Division
303 E Caldwell Ave, Visalia, CA 93277
(562) 256-5148 newrez.com
First Capital Group
525 N Hall St Suite A, Visalia, CA 93291
(559) 697-5322 firstcg.com
Candice Garrett- Benchmark Mortgage
119 E Main St, Visalia, CA 93291
(559) 799-8548
Darice Vieira - Change Home Mortgage
3010 W Main St, Visalia, CA 93291
(559) 799-0875 loansbydarice.com
CORE Home Loans
1710 W Walnut Ave, Visalia, CA 93277
(559) 808-2673 coreloans.com
Gino V. Angulo - Benchmark Mortgage
119 E Main St, Visalia, CA 93291
(559) 248-1669 ginoangulo.benchmark.us
Laura Dimmer - First Capital Group
525 N Hall St Suite A, Visalia, CA 93291
(559) 376-7707 lauradimmer.com
Veritas Funding - Visalia | Home Loans and Refinance
3435 S Demaree St B, Visalia, CA 93277
(559) 840-3042
Guild Mortgage Company
2318 W Sunnyside Ave Suite 5, Visalia, CA 93277
(661) 873-4653 branches.guildmortgage.com
Alameda Mortgage Corporation
110 S Burke St, Visalia, CA 93292
(559) 473-1888 alamedamortgage.com
Guild Mortgage - Alicia Morfin
2318 W Sunnyside Ave Suite 5, Visalia, CA 93277
(559) 627-1823 branches.guildmortgage.com
Zack Timblin- Universal Lending
5545 Ave de Las Robles Ste 101 B, Visalia, CA 93291
(559) 827-3360 universal-lending.com
Stephen Palermo @ Gold Standard Mortgage
150 S Akers St, Visalia, CA 93291
(559) 731-4388 visalialoanofficer.com
Erin Fisher - Core Home Loans
1710 W Walnut Ave, Visalia, CA 93277
(559) 696-3319 coreloans.com
American Pacific Mortgage (NMLS #1842388)
119 E Main St, Visalia, CA 93291
(559) 725-1230
Nancy Home Loans - Core Home Loans NMLS #284902
1710 W Walnut Ave, Visalia, CA 93277
(559) 909-6116 nancyhomeloans.com

A mortgage refinance company in Visalia California helps homeowners replace their current home loan with a new one. California law requires lenders to provide a Loan Estimate within three business days of receiving a complete application. Local Visalia homeowners often refinance to lower their interest rate or switch from an adjustable-rate to a fixed-rate mortgage.

What Does a Mortgage Refinance Company in Visalia Cost?

Typical costs for a mortgage refinance in California include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance of 500 to 1,500 dollars. Total closing costs often range from 2,000 to 6,000 dollars depending on loan size and lender. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a mortgage in Visalia?
You will need recent pay stubs, tax returns, bank statements, and a valid ID. California lenders also require a property appraisal to confirm home value.
How long does a mortgage refinance take in California?
A typical refinance in California takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title work takes longer than expected.
Are there California laws that protect me when refinancing?
Yes. California has a three-day right of rescission for most refinances, meaning you can cancel the loan within three business days after signing. Also, lenders must follow the California Consumer Financial Protection Law.

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