Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Michigan before hiring.
Showing 4 mortgage refinance companies in Adrian, MI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
The Mortgage Team
3136 N Adrian Hwy suite c, Adrian, MI 49221
5172667651
GreenStone Farm Credit Services
5285 W US Hwy 223, Adrian, MI 49221
5172639798
Martha Koepfle: Mortgage Consultant, NMLS# 138202
3136 N Adrian Hwy, Adrian, MI 49221
5179024744
Mortgage 1 Adrian
245 N Winter St, Adrian, MI 49221
5172631700
What Does a Mortgage Refinance Company in Adrian Cost?
Typical costs for refinancing in Michigan include an appraisal fee of 400 to 700 dollars, title search and insurance of 500 to 1000 dollars, and lender origination fees of 0.5 to 1 percent of the loan amount. Closing costs usually range from 2 to 5 percent of the loan principal. These costs can sometimes be rolled into the new loan. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the process for refinancing a mortgage in Adrian Michigan?
You apply with a lender who reviews your credit and property value. Michigan law gives you three business days to cancel after signing. The lender then funds the new loan and pays off your old mortgage.
Are there Michigan specific rules for mortgage refinancing?
Yes, Michigan requires lenders to follow the Mortgage Brokers Lenders and Servicers Licensing Act. You must receive a Loan Estimate and Closing Disclosure with clear costs. Michigan also has a 7 day waiting period after the Closing Disclosure before you can close.
How long does a mortgage refinance take in Adrian?
A typical refinance in Michigan takes 30 to 45 days from application to closing. Delays can happen if an appraisal or title work is needed. Local Adrian lenders may process faster due to familiarity with the area.