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Mortgage Refinance Companies in Absecon, NJ

Directory of mortgage refinance companies in Absecon, New Jersey. Verify credentials with the state state mortgage licensing authority before hiring.

3 agents listed
Updated June 2026
Absecon, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of New Jersey before hiring.
Showing 3 mortgage refinance companies in Absecon, NJ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
A Home Loans Solution Absecon
434 New Jersey Ave, Absecon, NJ 08201
(640) 222-0423 ahomeloanssolutionabsecon.com
PNC Mortgage
728 White Horse Pike, Absecon, NJ 08201
(609) 641-1720 pnc.com
C & T Mortgages
225 W Absecon Blvd, Absecon, NJ 08201
(609) 277-7690

Mortgage refinance companies in Absecon help homeowners lower their interest rates or change loan terms. New Jersey law requires lenders to provide a Good Faith Estimate of closing costs within three business days of application. Local companies understand Atlantic County property values and can guide you through the refinance process.

What Does a Mortgage Refinance Company in Absecon Cost?

Typical costs for a mortgage refinance in New Jersey include an application fee of 300 to 500 dollars, appraisal fee of 400 to 700 dollars, and title search fees of 500 to 1,000 dollars. Closing costs generally range from 2 to 5 percent of the loan amount. New Jersey also imposes a mortgage recording fee of about 0.50 to 1.00 dollars per 100 dollars of the loan. Note that this is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need for a mortgage refinance in Absecon?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. New Jersey lenders may also require a property appraisal to confirm home value.
How long does a mortgage refinance take in New Jersey?
A standard refinance usually takes 30 to 45 days from application to closing. New Jersey law requires a three-day rescission period after closing for most refinances.
Are there New Jersey specific fees for refinancing?
Yes, New Jersey charges a mortgage recording fee and a state transfer tax on the refinance amount. These fees vary by county and loan size.

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