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Find Mortgage Refinance Companies in Berlin, NJ

Looking for a mortgage refinance company in Berlin? Review the directory below to compare your options.

2 agents listed
Updated May 2026
Berlin, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 2 mortgage refinance companies in Berlin, NJ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Bradley Zerbe
191 W White Horse Pike, Berlin, NJ 08009
8568907056
Citywide Home Mortgage
191 W White Horse Pike 2nd Floor, Berlin, NJ 08009
6098152220

Mortgage refinance companies in Berlin, New Jersey help homeowners lower their interest rates or change loan terms. New Jersey law requires lenders to provide a clear Loan Estimate within three business days of application. Local companies understand Camden County property values and can guide you through the refinance process.

What Does a Mortgage Refinance Company in Berlin Cost?

Typical costs for a mortgage refinance in New Jersey include an application fee of $300 to $500, appraisal fee of $400 to $700, and title search fees around $500 to $800. Closing costs generally range from 2% to 5% of the loan amount. New Jersey also imposes a mortgage recording tax of 0.23% on the refinanced amount. Note that this is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance in Berlin NJ?
You typically need pay stubs, tax returns, bank statements, and a recent mortgage statement. New Jersey lenders also require proof of homeowners insurance and a property appraisal.
How long does a refinance take in New Jersey?
A standard refinance in New Jersey usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer.