Skip to main content

Compare Mortgage Refinance Companies in Asbury Park, NJ

Looking for a mortgage refinance company in Asbury Park? Review the directory below to compare your options.

3 agents listed
Updated June 2026
Asbury Park, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of New Jersey before hiring.
Showing 3 mortgage refinance companies in Asbury Park, NJ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
The Loan Tree
922 Main St, Asbury Park, NJ 07712
(732) 988-5000 ext. 202 theloantree.com
PNC Mortgage
810 Sunset Ave, Asbury Park, NJ 07712
(732) 502-8021 pnc.com
New Jersey Mortgage Pre Approval
912 Asbury Ave, Asbury Park, NJ 07712
(408) 675-6348 kibackatit.wixsite.com

Mortgage refinance companies in Asbury Park, New Jersey help homeowners lower their interest rates or change loan terms. New Jersey law requires lenders to provide a Good Faith Estimate within three days of application. Local companies are familiar with Monmouth County property values and coastal flood insurance requirements.

What Does a Mortgage Refinance Company in Asbury Park Cost?

Typical costs for a mortgage refinance in New Jersey include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance of $500 to $1,500. Closing costs often total 2% to 5% of the loan principal. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a mortgage in Asbury Park?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. New Jersey lenders also require a property appraisal and flood zone determination for coastal areas.
How long does a mortgage refinance take in New Jersey?
A standard refinance in New Jersey usually takes 30 to 45 days from application to closing. Delays can occur if title issues or appraisal problems arise in Monmouth County.
Are there New Jersey laws that affect mortgage refinancing?
Yes. New Jersey has a three-day right of rescission for refinances on your primary home. Lenders must also follow the New Jersey Truth in Consumer Contract Law for clear disclosure of terms.

Mortgage Refinance Companies in Other New Jersey Cities