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Directory of mortgage refinance companies in Clifton Park, New York. Verify credentials with the state mortgage licensing authority before hiring.
10 agents listed
Updated May 2026
Clifton Park, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 10 mortgage refinance companies in Clifton Park, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
The Mortgage Place Inc
646 Plank Rd Suite 102, Clifton Park, NY 12065
5189820480
1st Priority Mortgage, Inc.
1547 US-9 #2, Clifton Park, NY 12065
5183486900
Capital Home Partners
800 NY-146 Suite 320 Suite 320, Clifton Park, NY 12065
5187687898
Aamtrust Mortgage
10 Maxwell Dr Suite 204, Clifton Park, NY 12065
5183842274
Phil Carr | Fairway Independent Mortgage Corporation Loan Officer
7 Southside Dr #201, Clifton Park, NY 12065
5188525418
Ryan Mortgage Team at Guaranteed Rate
7 Southside Dr, Clifton Park, NY 12065
5188571847
Home Choice Capital
440 NY-146, Clifton Park, NY 12065
5182807009
Right Trac Financial Group
440 NY-146, Clifton Park, NY 12065
5182807009
Mei Hong
646 Plank Rd, Clifton Park, NY 12065
5189291408
Mortgage, Bank of America
1 Clifton Country Rd, Clifton Park, NY 12065
5184071850
Clifton Park homeowners seeking to lower their monthly payments or change loan terms can work with a mortgage refinance company. New York State law requires lenders to provide a Good Faith Estimate of closing costs within three business days of application. Local companies in Clifton Park understand the specific property tax and insurance requirements for Saratoga County.
What Does a Mortgage Refinance Company in Clifton Park Cost?
Typical costs for a mortgage refinance in New York include an application fee of $300 to $500, an appraisal fee of $400 to $700, and title insurance ranging from $500 to $1,500. New York also imposes a mortgage recording tax, which in Saratoga County is 0.75% of the loan amount for loans over $500,000. Other costs may include attorney fees and credit report fees. Total closing costs often range from 2% to 5% of the loan amount. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Clifton Park New York?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and proof of homeowners insurance. New York lenders also require a property appraisal and a copy of your current deed.
How long does a mortgage refinance take in New York?
A standard refinance in New York usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal is slow or if title issues arise. New York law requires a three-day rescission period after signing.
Are there New York specific fees for refinancing a mortgage?
Yes, New York charges a mortgage recording tax on refinances, which can be 0.25% to 1.0% of the loan amount depending on the county. Clifton Park is in Saratoga County, where the tax is 0.75% for loans over $500,000.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.