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Showing 3 mortgage refinance companies in Fishkill, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
A.S.A.P. Mortgage Corp.
1068 Main St Suite 200, Fishkill, NY 12524
8453204810
MortgageDepot Fishkill, NY
725 US-9 Suite A, Fishkill, NY 12524
8453630040
MortgageDepot Fishkill, NY
725 US-9 Suite A, Fishkill, NY 12524
8453630040
What Does a Mortgage Refinance Company in Fishkill Cost?
Typical costs for a mortgage refinance in New York range from 2% to 6% of the loan amount. This includes lender fees, appraisal fees, title insurance, and the New York mortgage recording tax. For a $300,000 loan total costs might be $6,000 to $18,000. Costs vary by situation and loan type. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the New York mortgage recording tax for refinancing?
New York imposes a mortgage recording tax on refinances. In Dutchess County the tax is 1.05% of the loan amount for most refinances. This tax is paid at closing and can be a significant cost.
How long does a refinance take in Fishkill New York?
A typical refinance in New York takes 30 to 45 days from application to closing. The timeline can vary based on property appraisal and lender processing. New York law requires a three-day right of rescission after closing.
Can I refinance with bad credit in Fishkill New York?
Yes some lenders offer refinance options for borrowers with lower credit scores. However New York law caps interest rates on loans under certain thresholds. You may need to meet minimum credit score requirements set by the lender.