ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Browse mortgage refinance companies serving Garden City, New York. Contact information and addresses listed below.
12 agents listed
Updated May 2026
Garden City, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 12 mortgage refinance companies in Garden City, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Madison Mortgage Services Inc.
900 Stewart Ave Suite 310, Garden City, NY 11530
5165402420
Contour Mortgage
990 Stewart Ave # 660, Garden City, NY 11530
5163856900
Greg Ahern, Senior Loan Officer
Contour Mortgage, 990 Stewart Ave, Garden City, NY 11530
5167765263
Matthew Nieves- Contour Mortgage
990 Stewart Ave # 660, Garden City, NY 11530
6312758486
Bobby Papadopoulos - Contour Mortgage Corporation
990 Stewart Ave, Garden City, NY 11530
5166447755
Long Island Mortgage's - Jason Shannon - Contour Mortgage
990 Stewart Ave, Garden City, NY 11530
5164254518
Mortgage Broker Brian Diez
825 E Gate Blvd, Garden City, NY 11530
5169085225
loanDepot
400 Garden City Plaza #103, Garden City, NY 11530
5163983322
Garden City Mortgage
170 Tullamore Rd, Garden City, NY 11530
5167472500
United Mortgage Corp. - Garden City
825 E Gate Blvd #202, Garden City, NY 11530
5162651810
Associated Mortgage Bankers, Inc.
600 Old Country Rd #207, Garden City, NY 11530
5163941420
Mortgage, Bank of America
1325 Franklin Ave, Garden City, NY 11530
3475234842
Mortgage refinance companies in Garden City, New York help homeowners replace their existing home loan with a new one. These services can lower your monthly payment or change your loan term. New York law requires all mortgage brokers and lenders to be licensed by the New York State Department of Financial Services, ensuring consumer protection.
What Does a Mortgage Refinance Company in Garden City Cost?
Typical costs for a mortgage refinance in New York include an application fee of $300 to $500, an appraisal fee of $400 to $700, and title insurance of $1,000 to $2,000. The New York mortgage recording tax ranges from 0.5% to 1.0% of the loan amount. Closing costs total 2% to 5% of the loan value. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Garden City?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. New York lenders also require a property appraisal and a credit check. Gather these documents before applying to speed up the process.
How long does a mortgage refinance take in New York?
A standard refinance in New York usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal is slow or if additional documentation is needed. Your lender will provide a timeline estimate after reviewing your application.
Are there any New York-specific fees for refinancing?
Yes, New York imposes a mortgage recording tax on refinances, which can be 0.5% to 1.0% of the loan amount. You may also pay title insurance fees and attorney review costs. Ask your lender for a detailed fee estimate before proceeding.
Free • No Obligation
Compare Mortgage Refinance Companies
Get matched with agents in Garden City who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.