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Find Mortgage Refinance Companies Near You in Kingston, NY

Compare mortgage refinance companies in Kingston. Review contact information and insurance categorys before you decide.

11 agents listed
Updated June 2026
Kingston, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of New York before hiring.
Showing 11 mortgage refinance companies in Kingston, NY Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Homestead Funding Corp: Liz Westinghouse | NMLS# 2086933
115 Green St, Kingston, NY 12401
(845) 750-1261 homesteadfunding.com
OneMain Financial
1204 Ulster Ave STE 101, Kingston, NY 12401
(845) 336-0052 onemainfinancial.com
Commercial Express Capital
291 Wall St, Kingston, NY 12401
(845) 687-6444 commercialex.com
PrimeLending, A PlainsCapital Company - Kingston
312 Wall St Suite 1, Kingston, NY 12401
(845) 339-1341 lo.primelending.com
Homestead Funding Corp. – Kingston
115 Green St suite b, Kingston, NY 12401
(845) 514-2403 homesteadfunding.com
Wintrust Mortgage
312 Wall St, Kingston, NY 12401
(845) 339-1341 wintrustmortgage.com
Centennial Mortgage
312 Wall St, Kingston, NY 12401
(800) 972-7759 cmloans.com
Homestead Funding Corp: Bridget Smith Bruhn | NMLS# 1407759
115 Green St, Kingston, NY 12401
(845) 532-4188 homesteadfunding.com
Anthony Urciuoli - Mortgage Loan Officer
411-415 Washington Ave, Kingston, NY 12401
(845) 489-8470 tdbank.com
Wells Fargo Home Mortgage
291 Wall St A, Kingston, NY 12401
(845) 334-2600 wellsfargo.com
Chase Mortgage
256 Plaza Rd, Kingston, NY 12401
(845) 339-5750 chase.com

Mortgage refinance companies in Kingston New York help homeowners lower their rate or change loan terms. New York law requires lenders to provide a Good Faith Estimate within three business days of application. Local companies understand Ulster County property values and can guide you through the refinance process.

What Does a Mortgage Refinance Company in Kingston Cost?

Typical costs for a mortgage refinance in New York include an application fee of 300 to 500 dollars, appraisal fee of 400 to 700 dollars, and title search fees of 500 to 1,000 dollars. Closing costs generally range from 2 to 5 percent of the loan amount. These costs vary by lender and property. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a mortgage in Kingston New York?
You typically need pay stubs, tax returns, bank statements, and a recent mortgage statement. New York lenders may also require proof of homeowners insurance and a property appraisal.
How long does a mortgage refinance take in New York?
A standard refinance in New York usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
Are there New York state taxes on mortgage refinancing?
New York does not charge a state tax on refinancing, but you may pay county or city recording fees. In Ulster County, mortgage recording tax is typically 0.25 percent of the loan amount for refinances.

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