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Compare mortgage refinance companies in Merrick. Review contact information and insurance categorys before you decide.
5 agents listed
Updated May 2026
Merrick, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 5 mortgage refinance companies in Merrick, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
American Homes Solutions Group Inc.
285 Merrick Ave, Merrick, NY 11566
8007138913
Merrick Financial Group LLC
1840 Merrick Ave, Merrick, NY 11566
5168680044
Chase Home Lending
2122 Merrick Ave, Merrick, NY 11566
5162972108
Sandstone Mortgage Corporation
1934 Lowell Ln, Merrick, NY 11566
5168377501
Keen Settlement Services
2163 Merrick Ave, Merrick, NY 11566
5166009769
A mortgage refinance company in Merrick, New York helps homeowners replace their existing home loan with a new one. New York law requires lenders to provide a Loan Estimate within three business days of application. Local companies in Merrick can guide you through the process and explain state-specific requirements like mortgage recording tax exemptions for refinances.
What Does a Mortgage Refinance Company in Merrick Cost?
Typical costs for a mortgage refinance in New York include an application fee of $300 to $500, an appraisal fee of $400 to $700, and title insurance costs of $1,000 to $2,500. Lender origination fees often range from 0.5% to 1% of the loan amount. Closing costs in New York generally total 2% to 5% of the loan principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Merrick?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. New York lenders also require a property appraisal and a copy of your current mortgage note.
How long does a mortgage refinance take in New York?
A standard refinance in New York usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
Are there New York tax benefits for refinancing my mortgage?
New York does not charge mortgage recording tax on a refinance if the loan amount does not increase. However, if you take cash out, the new loan portion may be subject to recording tax. Consult a tax professional for your situation.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.