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Compare Mortgage Refinance Companies in Patchogue, NY

Compare mortgage refinance companies in Patchogue. Review contact information and insurance categorys before you decide.

8 agents listed
Updated June 2026
Patchogue, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of New York before hiring.
Showing 8 mortgage refinance companies in Patchogue, NY Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Contour Mortgage - Patchogue
99 N Ocean Ave, Patchogue, NY 11772
(800) 667-9160 contourmortgage.com
Anthony Gagliardi - Mortgage Lender NMLS #2559222
99 N Ocean Ave, Patchogue, NY 11772
(934) 500-2633 contourmortgage.com
loanDepot
180 E Main St #205B, Patchogue, NY 11772
(631) 652-6400 loandepot.com
Home America Lending Corp.
20 Oak St suite 206, Patchogue, NY 11772
(800) 300-7780 mymortgagegurus.com
Chase Home Lending
115 E Main St, Patchogue, NY 11772
(631) 654-2700 homelendingadvisor.chase.com
Chase Home Lending
499 Sunrise Hwy Ste 84, Patchogue, NY 11772
(720) 422-5611 homelendingadvisor.chase.com
Jeffrey Cacace - Contour Mortgage
99 N Ocean Ave, Patchogue, NY 11772
(516) 965-1784 contourmortgage.com
Nichol Bodden - Mortgage Loan Officer
251 E Main St, Patchogue, NY 11772
(631) 767-4588 td.com

What Does a Mortgage Refinance Company in Patchogue Cost?

Typical costs for a mortgage refinance in New York include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance of $800 to $1,500. Closing costs often total 2% to 5% of the loan principal. New York also charges a mortgage recording tax, which varies by county. For Patchogue in Suffolk County, the tax is approximately 1.05% of the loan amount for loans up to $500,000. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is a mortgage refinance company in Patchogue?
A mortgage refinance company in Patchogue helps homeowners get a new loan to replace their current mortgage. They handle applications, appraisals, and closing. They must follow New York banking regulations.
How long does a mortgage refinance take in New York?
A typical mortgage refinance in New York takes 30 to 45 days from application to closing. Delays can occur if appraisal or title work is slow. New York law requires a three-day review period after the Loan Estimate is issued.

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