Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 6 mortgage refinance companies in Pittsford, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
First Priority Mortgage
57 Monroe Ave # D, Pittsford, NY 14534
5856410060
Patrick Lavell at CrossCountry Mortgage
1173 Pittsford Victor Rd Suite 155, Pittsford, NY 14534
9172773363
Canandaigua Mortgage Company
63 Monroe Ave, Pittsford, NY 14534
5853852370
Evans Bank Residential Mortgage
1173 Pittsford Victor Rd #150, Pittsford, NY 14534
5853814040
Rochester Home Equity Inc
180 Office Park Way Suite 2000, Pittsford, NY 14534
5852634353
NVR Mortgage
1 Fisher Rd Suite 210, Pittsford, NY 14534
5855677326
What Does a Mortgage Refinance Company in Pittsford Cost?
Typical costs for a mortgage refinance in New York include an application fee of $300 to $500, an appraisal fee of $400 to $700, and title search and insurance costs of $800 to $1,500. Lender origination fees often range from 0.5% to 1% of the loan amount. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Pittsford?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. New York lenders also require a property appraisal and a copy of your current mortgage note.
How long does a mortgage refinance take in New York?
A standard refinance in New York usually takes 30 to 45 days from application to closing. Delays can occur if the property appraisal or title search takes longer than expected.
Are there New York state laws that affect refinancing?
Yes, New York has a 3-day right of rescission for most refinances, allowing you to cancel the loan without penalty. Also, New York requires a licensed attorney to handle the closing.