Mortgage Refinance Companies in Poughkeepsie, NY
Browse mortgage refinance companies serving Poughkeepsie, New York. Contact information and addresses listed below.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of New York before hiring.
Showing 10 mortgage refinance companies in Poughkeepsie, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a Mortgage Refinance Company in Poughkeepsie Cost?
Typical costs for a mortgage refinance in New York include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance of 500 to 1,500 dollars. New York also imposes a mortgage recording tax that can add 0.80 percent or more to the loan amount. These costs vary by lender and property value. This information is general and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Poughkeepsie?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. New York lenders also require a property appraisal and a signed Good Faith Estimate.
How long does a mortgage refinance take in New York?
A standard refinance in New York usually takes 30 to 45 days from application to closing. Delays can occur if the property appraisal or title search takes longer than expected.
Are there New York taxes or fees on a mortgage refinance?
Yes. New York charges a mortgage recording tax on refinances, which varies by county. In Dutchess County the tax is 0.80 percent of the loan amount. There may also be state transfer taxes and local recording fees.