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Showing 3 mortgage refinance companies in Ronkonkoma, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Silver Lining Funding Inc
154 Remington Blvd STE 2, Ronkonkoma, NY 11779
6317370707
Associated Mortgage Bankers Inc
2395 Ocean Ave STE 5, Ronkonkoma, NY 11779
8006841045
Jon Damone - Chase Home Lending Advisor - NMLS ID 975628
130 Portion Rd, Ronkonkoma, NY 11779
5164174453
What Does a Mortgage Refinance Company in Ronkonkoma Cost?
Typical costs for a mortgage refinance in New York include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance of 500 to 1,000 dollars. New York also charges a mortgage recording tax that can add 1,000 to 3,000 dollars or more. These figures are general estimates; actual costs depend on your loan size, property value, and lender. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Ronkonkoma?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. New York lenders also require a property appraisal and a copy of your current mortgage note.
How long does a mortgage refinance take in New York?
The process usually takes 30 to 45 days from application to closing. New York law mandates a three-day right of rescission after closing for most refinances, which adds to the timeline.