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Compare Mortgage Refinance Companies in Somers, NY
Directory of mortgage refinance companies in Somers, New York. Verify credentials with the state mortgage licensing authority before hiring.
2 agents listed
Updated May 2026
Somers, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 2 mortgage refinance companies in Somers, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Fairway Independent Mortgage Corporation
247 NY-100 Suite 2008, Somers, NY 10589
9142325400
RPL Commercial Capital, LLC
108 The Ln Suite 149, Somers, NY 10589
9142499516
A mortgage refinance company in Somers, New York helps homeowners replace their existing home loan with a new one. New York law requires lenders to provide a Loan Estimate within three business days of application. Local Somers residents can use refinancing to lower their interest rate, change loan terms, or access home equity.
What Does a Mortgage Refinance Company in Somers Cost?
Typical costs for a mortgage refinance in New York include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance costs of 500 to 1,500 dollars. New York also charges a mortgage recording tax of 0.25 percent on the refinanced loan amount. Total closing costs often range from 2 to 5 percent of the loan principal. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Somers?
You typically need pay stubs, tax returns, bank statements, and a recent mortgage statement. New York lenders also require proof of homeowners insurance and a property appraisal.
How long does a mortgage refinance take in New York?
The process usually takes 30 to 45 days from application to closing. New York law mandates a three-day right of rescission after signing, which adds a few days for most refinances.
Are there New York state taxes or fees on refinancing?
Yes, New York charges a mortgage recording tax on the new loan amount. For refinances, the tax rate is 0.25 percent of the principal in most counties, including Westchester County where Somers is located.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.