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Directory of mortgage refinance companies in Cary, North Carolina. Verify credentials with the state mortgage licensing authority before hiring.
20 agents listed
Updated May 2026
Cary, NC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the North Carolina before hiring.
Showing 20 mortgage refinance companies in Cary, NC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
VIVA Lending Group LLC - Suneel Kommireddy (Mortgage Broker)
160 Macgregor Pines Dr Ste 310b, Cary, NC 27511
9196995895
Pathway Mortgage Group, Inc.
140 Preston Executive Dr Suite 205D, Cary, NC 27513
9197458882
The Sherry Riano Team at Developer's Mortgage Company
215 E Chatham St Suite 301, Cary, NC 27511
9192347415
The Larry Mitchell Team - Silverton Mortgage
1140 Kildaire Farm Rd # 205, Cary, NC 27511
9198156807
First Home Mortgage - Cary/Raleigh
51 Kilmayne Dr STE 105, Cary, NC 27511
9193003010
Miller Lending Group
1135 Kildaire Farm Rd, Cary, NC 27511
9194473377
Fairway Independent Mortgage Corporation: Nevin Williams
1135 Kildaire Farm Rd Suite 200-10, Cary, NC 27511
9842081113
Grayton Mortgage, Inc.
280 Towerview Ct, Cary, NC 27513
9198537700
Best Mortgage Lending Corp
1143 Executive Cir C103, Cary, NC 27511
3057635427
Mortgage refinance companies in Cary, North Carolina help homeowners lower their interest rate, change loan terms, or access home equity. North Carolina law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand Wake County property values and can guide you through state-specific closing procedures.
What Does a Mortgage Refinance Company in Cary Cost?
Typical costs for a mortgage refinance in North Carolina include an appraisal fee of $400 to $700, title search and insurance of $500 to $1,000, and lender origination fees of 0.5% to 1% of the loan amount. North Carolina also imposes a mortgage tax of 10 cents per $100 of the loan. Total closing costs often range from 2% to 5% of the principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Cary?
You typically need pay stubs, tax returns, bank statements, and a photo ID. North Carolina lenders also require a property appraisal and proof of homeowners insurance.
How long does a mortgage refinance take in North Carolina?
A standard refinance in North Carolina usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes extra time.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the North Carolina.