Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of North Carolina before hiring.
Showing 20 mortgage refinance companies in Cary, NC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
VIVA Lending Group LLC - Suneel Kommireddy (Mortgage Broker)
160 Macgregor Pines Dr Ste 310b, Cary, NC 27511
(919) 699-5895
vivalendinggroup.com
Pathway Mortgage Group, Inc.
140 Preston Executive Dr Suite 205D, Cary, NC 27513
(919) 745-8882
pathwaymortgagegroup.com
The Sherry Riano Team at Developer's Mortgage Company
215 E Chatham St Suite 301, Cary, NC 27511
(919) 234-7415
thesherryrianoteam.com
The Larry Mitchell Team - Silverton Mortgage
1140 Kildaire Farm Rd # 205, Cary, NC 27511
(919) 815-6807
larrymitchell.net
First Home Mortgage - Cary/Raleigh
51 Kilmayne Dr STE 105, Cary, NC 27511
(919) 300-3010
firsthome.com
Fairway Independent Mortgage Corporation: Nevin Williams
1300 SE Maynard Rd #103, Cary, NC 27511
(919) 714-8796
nevinmortgageteamatfairway.com
Fairway Independent Mortgage Corporation
1300 SE Maynard Rd #103, Cary, NC 27511
(919) 725-1508
nevinmortgageteamatfairway.com
7 Locks Lending — Mortgages & Refinancing
15000 Weston Pkwy, Cary, NC 27513
(919) 412-5375
7lockslending.com
Mortgage Choice NMLS 89877
1003 High House Rd # 202, Cary, NC 27513
(919) 655-0330
mortgagechoiceinc.com
Carolina Mortgage Authority Incorporated NMLS 56995
107 Edinburgh S Dr Ste 202, Cary, NC 27511
(919) 468-2870
mortgageauthority.com
Silverton Mortgage - Apex
1140 Kildaire Farm Rd # 205, Cary, NC 27511
(980) 294-0126
silvertonmortgage.com
Right By You Mortgage
100 W Chatham St Suite 300, Cary, NC 27511
(877) 552-2242
rightbyyoumortgage.com
Exhale Lending LLC
1135 Kildaire Farm Rd Suite 200-10, Cary, NC 27511
(984) 208-1113
exhalelending.com
Best Mortgage Lending Corp
1143 Executive Cir C103, Cary, NC 27511
(305) 763-5427
bestmtglending.com
What Does a Mortgage Refinance Company in Cary Cost?
Typical costs for a mortgage refinance in North Carolina include an appraisal fee of $400 to $700, title search and insurance of $500 to $1,000, and lender origination fees of 0.5% to 1% of the loan amount. North Carolina also imposes a mortgage tax of 10 cents per $100 of the loan. Total closing costs often range from 2% to 5% of the principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Cary?
You typically need pay stubs, tax returns, bank statements, and a photo ID. North Carolina lenders also require a property appraisal and proof of homeowners insurance.
How long does a mortgage refinance take in North Carolina?
A standard refinance in North Carolina usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes extra time.