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Compare Mortgage Refinance Companies in Klamath Falls, OR
Directory of mortgage refinance companies in Klamath Falls, Oregon. Verify credentials with the state mortgage licensing authority before hiring.
15 agents listed
Updated May 2026
Klamath Falls, OR
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Oregon before hiring.
Showing 15 mortgage refinance companies in Klamath Falls, OR
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
All Seasons Mortgage Services Group
1420 Esplanade Ave, Klamath Falls, OR 97601
5418509020
Caliber Home Loans / Newrez
3815 S 6th St #140, Klamath Falls, OR 97603
5412817895
Scott Bryant, MLO
810 Main St #101, Klamath Falls, OR 97601
5412283559
Mason-McDuffie Mortgage Corporation
2967 Washburn Way Suite D, Klamath Falls, OR 97603
5413318460
Academy Mortgage
628 Main St, Klamath Falls, OR 97601
2095980834
Mortgage Solutions Financial Klamath Falls
409 Pine St Ste 310, Klamath Falls, OR 97601
5412263783
Summit Funding, Inc
810 Main St #101, Klamath Falls, OR 97601
5415502801
KLAMATH RIVER MORTGAGE
6000 S 6th St, Klamath Falls, OR 97603
5418805584
Newrez
3815 S 6th St #140, Klamath Falls, OR 97603
5412817895
Chase Mortgage
2885 S 6th St, Klamath Falls, OR 97603
5418827704
New American Funding- Klamath Falls
2237 S 6th St, Klamath Falls, OR 97601
5412578499
Mortgage Express, LLC.
628 Main St, Klamath Falls, OR 97601
8775201141
Tracy Ricketts - CMG Home Loans
501 Main St Suite 304, Klamath Falls, OR 97601
5412230469
Rocket Professional Mortgages
1829 Austin St, Klamath Falls, OR 97603
5418853000
US Bank Mortgage
3720 S 6th St, Klamath Falls, OR 97603
8008722657
Mortgage refinance companies in Klamath Falls help homeowners lower their interest rate, change loan terms, or access home equity. Oregon law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand the Klamath County real estate market and can guide you through Oregon-specific refinance options.
What Does a Mortgage Refinance Company in Klamath Falls Cost?
Typical costs for a mortgage refinance in Oregon include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance of $500 to $1,500. Closing costs generally range from 2% to 5% of the loan principal. Actual costs vary by lender, loan type, and property value. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Klamath Falls?
You typically need pay stubs, tax returns, bank statements, and a recent mortgage statement. Oregon lenders also require a property appraisal. Each lender may ask for additional items depending on your loan type.
How long does a mortgage refinance take in Oregon?
Most refinances close in 30 to 45 days. Oregon law does not set a specific timeline, but lenders must give you a Closing Disclosure at least three business days before closing. Delays can happen if appraisals or title work take longer.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Oregon.