Mortgage Refinance Companies in Portland, OR
Directory of mortgage refinance companies in Portland, Oregon. Verify credentials with the state state mortgage licensing authority before hiring.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Oregon before hiring.
Showing 20 mortgage refinance companies in Portland, OR
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a Mortgage Refinance Company in Portland Cost?
Typical costs for a mortgage refinance in Oregon include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance of 500 to 1,500 dollars. Third party fees like credit reports and recording fees add 100 to 300 dollars. Total closing costs usually range from 2,000 to 5,000 dollars but vary by loan size and lender. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Portland Oregon?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. Oregon lenders also require a property appraisal to confirm home value.
How long does a mortgage refinance take in Oregon?
A standard refinance in Oregon takes 30 to 45 days from application to closing. Oregon law requires a three day rescission period after signing final documents.
Are there Oregon specific rules for mortgage refinancing?
Yes. Oregon Revised Statute 86A.198 requires lenders to be licensed with the state. Oregon also has a 1.5 percent limit on prepayment penalties for most loans.