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Find Mortgage Refinance Companies in Roseburg, OR

Directory of mortgage refinance companies in Roseburg, Oregon. Verify credentials with the state mortgage licensing authority before hiring.

18 agents listed
Updated May 2026
Roseburg, OR
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Oregon before hiring.
Showing 18 mortgage refinance companies in Roseburg, OR Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
GoPrime Mortgage, Inc.
3000 NW Stewart Pkwy #100, Roseburg, OR 97471
5414921150
Cascade Community Credit Union
1123 W Harvard Ave, Roseburg, OR 97471
5416729000
OneMain Financial
780 NW Garden Valley Blvd #44a, Roseburg, OR 97471
5416738132
Award Home Loans of Roseburg
1043 NE Stephens St STE 101, Roseburg, OR 97470
5414409889
American Home Lending LLC
1600 NW Garden Valley Blvd # 100, Roseburg, OR 97471
5419577777
Gregory M. Russell
245 Carriage Ln, Roseburg, OR 97471
8884770444
Legatum Mortgage
715 SE Cass Ave, Roseburg, OR 97470
5413153897
Elemental Home Mortgage, LLC
1612 NE Vine St Suite 102, Roseburg, OR 97470
5418330075
Kind Lending, LLC
2198 NE Stephens St # 201, Roseburg, OR 97470
5416438228
Guild Mortgage - Miranda Triplett
3510 NE Edenbower Blvd, Roseburg, OR 97470
5415301623
Becky Gerrard-U.S. Bank Mortgage
2080 NW Stewart Pkwy, Roseburg, OR 97471
5416732833
Colt Mortgage Inc
375 NE Beulah Dr, Roseburg, OR 97470
5414406926
Oregon Land Mortgage
Roseburg, OR 97470
8009224422
Kathleen Medler - Columbia Bank Home Lending
445 SE Main St 2nd Floor, Roseburg, OR 97470
5414403934
Guild Mortgage Company
3510 NE Edenbower Blvd, Roseburg, OR 97470
5415301623
Wells Fargo Home Mortgage
1701 NW Garden Valley Blvd, Roseburg, OR 97471
5418178110
Chase Mortgage
929 NW Garden Valley Blvd, Roseburg, OR 97470
5416738359
Prime Mortgage Lending
3000 NW Stewart Pkwy, Roseburg, OR 97471
5414921150

Mortgage refinance companies in Roseburg Oregon help homeowners lower their interest rate or change loan terms. Oregon law requires lenders to provide a Loan Estimate within three business days of application. Local lenders understand Douglas County property values and can guide you through the refinance process.

What Does a Mortgage Refinance Company in Roseburg Cost?

Typical costs for a mortgage refinance in Oregon include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and title insurance costing $800 to $1,500. Closing costs usually total 2% to 5% of the loan principal. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a mortgage in Roseburg?
You will need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Oregon lenders also require a property appraisal to confirm your home value.
How long does a mortgage refinance take in Oregon?
A typical refinance in Oregon takes 30 to 45 days from application to closing. Oregon law gives you a three-day right of rescission after signing, which adds a short delay.
Are there Oregon specific rules for refinancing a mortgage?
Yes. Oregon Revised Statutes 86A.198 requires lenders to disclose all fees upfront. Oregon also has a strict anti-predatory lending law that limits certain high-cost loan features.