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Mortgage Refinance Companies in Bountiful, UT

Browse mortgage refinance companies serving Bountiful, Utah. Contact information and addresses listed below.

16 agents listed
Updated June 2026
Bountiful, UT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Utah before hiring.
Showing 16 mortgage refinance companies in Bountiful, UT Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Jimmy Hobson, Mortgage Broker-UMortgage
485 N 500 W, Bountiful, UT 84010
(801) 979-6365 jhhomeloans.com
Utah Mortgage
1525 N Main St STE 100, Bountiful, UT 84010
(801) 903-2993 myutahmortgage.com
Kristi Gibb, Mortgage Broker NMLS #1737567
485 N 500 W, Bountiful, UT 84010
(801) 745-7327
Sam Fulton - Mortgage Lender @ UMortgage
1075 S 500 W, Bountiful, UT 84010
(801) 803-2604
SWBC Mortgage Bountiful
130 N Main St, Bountiful, UT 84010
(801) 294-4663 swbcmortgage.com
Jerad Brereton Mortgage Team - UMortgage
485 N 500 W Suite 104, Bountiful, UT 84010
(801) 372-4888 umortgage.com
Utah Mortgage Resource
2941 S 100 W, Bountiful, UT 84010
(801) 473-3154 utahmortgageresource.com
Andrea Erickson, Powered by UMortgage
485 N 500 W Unit 4, Bountiful, UT 84010
(801) 383-0265 andrealending.com
Justin Brown Mortgage
1525 N Main St #100a, Bountiful, UT 84010
(801) 631-4663 justinbrownmortgage.com
Brandy Afuvai- Edge Home Finance
485 N 500 W, Bountiful, UT 84010
(801) 940-7477 edgehomefinance.com
Rock Mortgage
596 W 750 S #310, Bountiful, UT 84010
(801) 980-3650 blrmortgage.com
Ruby Hales UMortgage
485 N 500 W, Bountiful, UT 84010
(385) 626-9885 umortgage.com
E.M.K. Mortgages
3795 S 600 E, Bountiful, UT 84010
(301) 742-0537 emk-mortgages.com
City First Mortgage Services, LLC
750 S Main St, Bountiful, UT 84010
(801) 299-1770 city1st.com
UMortgage West
485 N 500 W #1, Bountiful, UT 84010
(801) 303-1951 kylemylender.com
Andrea Erickson at City 1st Mortgage
750 S Main St, Bountiful, UT 84010
(801) 205-6632

Mortgage refinance companies in Bountiful Utah help homeowners lower their interest rate or change loan terms. Utah law requires lenders to follow specific disclosure timelines under the Truth in Lending Act. Local companies understand the Davis County real estate market and can guide you through the process.

What Does a Mortgage Refinance Company in Bountiful Cost?

Typical costs for a mortgage refinance in Utah include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 600 dollars, and title insurance of 500 to 1,000 dollars. Closing costs usually total 2 to 5 percent of the loan principal. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a mortgage in Bountiful Utah?
You typically need pay stubs, tax returns, bank statements, and a recent home appraisal. Utah lenders may also require proof of homeowners insurance and a valid ID.
How long does a mortgage refinance take in Utah?
A standard refinance in Utah usually takes 30 to 45 days from application to closing. Delays can occur if an appraisal or title work takes longer.