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Browse mortgage refinance companies serving Bountiful, Utah. Contact information and addresses listed below.
16 agents listed
Updated May 2026
Bountiful, UT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Utah before hiring.
Showing 16 mortgage refinance companies in Bountiful, UT
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Jimmy Hobson, Mortgage Broker-UMortgage
485 N 500 W, Bountiful, UT 84010
8019796365
Utah Mortgage
1525 N Main St STE 100, Bountiful, UT 84010
8019032993
Kristi Gibb, Mortgage Broker NMLS #1737567
485 N 500 W, Bountiful, UT 84010
8017457327
Sam Fulton - Mortgage Lender @ UMortgage
1075 S 500 W, Bountiful, UT 84010
8018032604
SWBC Mortgage Bountiful
130 N Main St, Bountiful, UT 84010
8012944663
Jerad Brereton Mortgage Team - UMortgage
485 N 500 W Suite 104, Bountiful, UT 84010
8013724888
Utah Mortgage Resource
2941 S 100 W, Bountiful, UT 84010
8014733154
Andrea Erickson, Powered by UMortgage
485 N 500 W Unit 4, Bountiful, UT 84010
8013830265
Justin Brown Mortgage
1525 N Main St #100a, Bountiful, UT 84010
8016314663
Brandy Afuvai- Edge Home Finance
485 N 500 W, Bountiful, UT 84010
8019407477
Rock Mortgage
596 W 750 S #310, Bountiful, UT 84010
8019803650
Ruby Hales UMortgage
485 N 500 W, Bountiful, UT 84010
3856269885
E.M.K. Mortgages
3795 S 600 E, Bountiful, UT 84010
3017420537
City First Mortgage Services, LLC
750 S Main St, Bountiful, UT 84010
8012991770
UMortgage West
485 N 500 W #1, Bountiful, UT 84010
8013031951
Andrea Erickson at City 1st Mortgage
750 S Main St, Bountiful, UT 84010
8012056632
Mortgage refinance companies in Bountiful Utah help homeowners lower their interest rate or change loan terms. Utah law requires lenders to follow specific disclosure timelines under the Truth in Lending Act. Local companies understand the Davis County real estate market and can guide you through the process.
What Does a Mortgage Refinance Company in Bountiful Cost?
Typical costs for a mortgage refinance in Utah include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 600 dollars, and title insurance of 500 to 1,000 dollars. Closing costs usually total 2 to 5 percent of the loan principal. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Bountiful Utah?
You typically need pay stubs, tax returns, bank statements, and a recent home appraisal. Utah lenders may also require proof of homeowners insurance and a valid ID.
How long does a mortgage refinance take in Utah?
A standard refinance in Utah usually takes 30 to 45 days from application to closing. Delays can occur if an appraisal or title work takes longer.
Are there Utah specific laws for mortgage refinancing?
Yes, Utah Code Title 70C covers consumer credit transactions. Lenders must provide a Loan Estimate within three business days of application and a Closing Disclosure at least three business days before closing.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Utah.