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Looking for a mortgage refinance company in Cedar City? Review the directory below to compare your options.
20 agents listed
Updated May 2026
Cedar City, UT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Utah before hiring.
Showing 20 mortgage refinance companies in Cedar City, UT
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Coal Creek Mortgage, Cedar City UT
337 S Main St #210, Cedar City, UT 84720
4352638851
Dewey Warner | Intercap Lending, Inc.
1760 N Main St STE 210, Cedar City, UT 84721
4355869740
MGM Mortgage - Cedar City
210 N 300 W STE 201, Cedar City, UT 84721
4355865655
Mark Gibson - Barrett Financial Group - Cedar City UT
3766 W 1350 N, Cedar City, UT 84721
4352386864
Guild Mortgage - Spencer Valerio
415 N Main St #202, Cedar City, UT 84721
7025961993
Tim Prindle, Loan Officer, NMLS # 217618 - MGM Mortgage
210 N 300 W STE 201, Cedar City, UT 84721
4355316796
Tyler Rowland Intercap Lending
1760 N Main St STE 210, Cedar City, UT 84721
4355924002
VIP Mortgage, Inc. | Heidi Buckley, Cedar City Branch
583 S Main St #5, Cedar City, UT 84720
7023212272
Garrett Mortgage
2202 N Main St #104, Cedar City, UT 84721
4355903685
American Pacific Mortgage (NMLS #2510421)
609 N 1450 W Ste #1, Cedar City, UT 84721
7028074329
Premier Mortgage Resources
603 S Main St #4, Cedar City, UT 84720
9288532237
Legacy Mortgage LLC
1156 S Bentley Blvd Unit 6, Cedar City, UT 84720
4354064149
Intercap Lending, Inc. | Cedar City Branch
1760 N Main St STE 210, Cedar City, UT 84721
4355869740
Jason Griffin | Cowboy Mortgage Consultant
51 E 400 N, Cedar City, UT 84721
4355904743
Cedar Woods Financial
1115 S Main St #300, Cedar City, UT 84720
4355860063
Bevan Cox - Academy Mortgage
603 S Main St, Cedar City, UT 84720
4355903370
US Bank Mortgage
Cedar City, UT 84720
4355861096
Guild Mortgage Company
415 N Main St #202, Cedar City, UT 84721
4356741040
Home Loans With Dave
337 S Main St #210, Cedar City, UT 84720
4355902705
Katie Orton - Mortgage Loan Officer - Mountain America Credit Union
410 N Main St, Cedar City, UT 84720
3855224804
A mortgage refinance company in Cedar City Utah helps homeowners lower their rate or change loan terms. Utah law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand Iron County property values and can guide you through the process.
What Does a Mortgage Refinance Company in Cedar City Cost?
Typical costs for a mortgage refinance in Utah include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance of 500 to 1,000 dollars. Closing costs usually total 2 to 5 percent of the loan principal. These amounts vary by lender and property. This information is general and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for mortgage refinance in Cedar City?
You typically need pay stubs, tax returns, bank statements, and a photo ID. Utah lenders also require a property appraisal. Gather these items early to speed up the process.
How long does a mortgage refinance take in Utah?
A standard refinance in Utah usually takes 30 to 45 days from application to closing. Delays can happen if the appraisal or title work takes longer. Ask your lender for a timeline estimate.
Are there Utah-specific rules for refinancing a mortgage?
Yes. Utah law requires lenders to disclose all fees in the Loan Estimate. You also have a three-day right of rescission after signing. This gives you time to cancel the loan without penalty.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Utah.