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Browse mortgage refinance companies serving Farmington, Utah. Contact information and addresses listed below.
8 agents listed
Updated May 2026
Farmington, UT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Utah before hiring.
Showing 8 mortgage refinance companies in Farmington, UT
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Utah First Credit Union
1155 Park Ln, Farmington, UT 84025
8013202600
CFG Home Loans
810 Shepard Ln Suite 100, Farmington, UT 84025
8012985887
Intercap Lending: Emilie Jensen
686 N Arbinger Wy Ste 101, Farmington, UT 84025
8014583055
Intercap Lending: Andrea Roylance
686 N Arbinger Wy Suite 110, Farmington, UT 84025
8016643460
US Bank Mortgage
1316 US-89, Farmington, UT 84025
8014518349
Chase Mortgage
100 N Station Pkwy, Farmington, UT 84025
8014510735
Intercap Lending | Farmington Branch
686 N Arbinger Wy Suite 110, Farmington, UT 84025
8014583055
All Points Mortgage
310 Park Ln #110, Farmington, UT 84025
8883399394
Mortgage refinance companies in Farmington Utah help homeowners adjust their loan terms or lower their interest rates. Utah law requires lenders to provide a Loan Estimate within three business days of application. Local Farmington lenders understand Davis County property values and can guide you through the process.
What Does a Mortgage Refinance Company in Farmington Cost?
Typical costs for mortgage refinance in Utah include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance of 500 to 1,000 dollars. Third party costs like recording fees in Davis County are usually 50 to 150 dollars. Total closing costs often range from 2,000 to 5,000 dollars. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the typical timeline for refinancing a mortgage in Farmington Utah?
The refinance process in Utah usually takes 30 to 45 days from application to closing. Utah law gives you a three-day right of rescission after signing. Delays can occur if an appraisal or title work takes longer.
Are there Utah specific rules for mortgage refinance disclosures?
Yes, Utah follows the federal Truth in Lending Act and Real Estate Settlement Procedures Act. Lenders must give you a Loan Estimate and a Closing Disclosure. Utah also requires lenders to be licensed through the Nationwide Multistate Licensing System.
What documents do I need to refinance a home in Farmington?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. For Utah properties, you may also need a copy of your current deed. Lenders will verify your income and credit history.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Utah.