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Find Reverse Mortgage Specialists in Shepherdsville, KY
Compare reverse mortgage specialists in Shepherdsville. Review contact information and insurance categorys before you decide.
2 agents listed
Updated May 2026
Shepherdsville, KY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Kentucky before hiring.
Showing 2 reverse mortgage specialists in Shepherdsville, KY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Supreme Lending Shepherdsville
630 N Buckman St, Shepherdsville, KY 40165
5022981356
Lori Thomas, Mortgage Lender with Stock Yards Bank & Trust
183 Adam Shepherd Pkwy, Shepherdsville, KY 40165
5026250896
A reverse mortgage specialist in Shepherdsville Kentucky helps homeowners aged 62 and older convert part of their home equity into cash without selling the home. Kentucky law requires borrowers to complete a counseling session with a HUD-approved counselor before obtaining a reverse mortgage. Local specialists can guide you through the process and explain how a reverse mortgage may affect your estate and heirs.
What Does a Reverse Mortgage Specialist in Shepherdsville Cost?
Typical costs for a reverse mortgage in Kentucky include an origination fee of up to 2 percent of the home value a mortgage insurance premium of 2 percent upfront plus 0.5 percent annually and third-party fees for appraisal title search and recording. For a home valued at 250000 total closing costs often range from 8000 to 12000. These costs can be financed into the loan. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a reverse mortgage and who qualifies in Shepherdsville Kentucky?
A reverse mortgage is a loan that allows homeowners aged 62 or older to borrow against their home equity. In Kentucky you must own your home outright or have a low mortgage balance. You also must live in the home as your primary residence and complete a mandatory counseling session.
Are there specific Kentucky laws that affect reverse mortgages?
Yes Kentucky follows federal HUD guidelines for Home Equity Conversion Mortgages. Kentucky law does not impose additional state-specific restrictions but requires that all reverse mortgage lenders be licensed by the Kentucky Department of Financial Institutions. Borrowers must also receive a clear disclosure of loan terms and costs.
How long does it take to get a reverse mortgage in Shepherdsville?
The process typically takes 30 to 45 days from application to closing. This includes the mandatory counseling session appraisal and underwriting. Delays can occur if the home requires repairs or if documents are incomplete.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Kentucky.